Lahore Real Estate Forum

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Tuesday, June 30, 2015 07:31 PM PST 
Value Assessment

LRE Team,
Please assess value of 5 Marla plot number 1863( corner ) of Block D , Phase 9 , DHA , Lahore

Thank you
Ejaz Ahmad

Reincarnated replied on Tuesday, June 30, 2015 08:51 PM PST 

Guys @ LRE
Plz also be kind to evaluate my below plots in Phase 9 Prism:

1167 N
990 H

JazakAllah Alkhair.
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(31)
Wednesday, August 7, 2013 01:20 PM PST 
Investment Advice For 20 Years For Daughter

May be others consider it a silli question, but I wish to take advice from experts, I am motivated some what with jublee insurance that if I take a policy worth 2 million for 20 years (1 lakh per year) so at the time of marriage of my daughter it will be about 1 cror plus.


BUT personaly I am afraid that I don't know it is allowed in ISLAM or not.

Please comment.

Secondly is there any property investment where I spend 2 million for 20 to 22 years and get return one cror plus.

Reincarnated replied on Wednesday, August 7, 2013 02:43 PM PST 

Brother,
Do NOT invest in life insurance or any such long term fixed deposits. What you will get after 20 years is the 1 crore of today and not one crore of THAT time, Your 1 crore of today will be worth equal to or even less than the worth of your actual money (approx 20 lac) that you would have invested in 20 years. I did a similar thing 10 years ago and today the worth of my investments after 10 years is hardly equal to the actual worth of money that i invested in these 10 years.
My sincere suggestion is to invest in property or gold. Both these commodities almost always sustains the real worth and growth of capital over long periods.

Khalid Mahmood replied on Wednesday, August 7, 2013 03:11 PM PST 

Dear brother,
This type of insurance is totally against the teachings of Islam, so it is 100% HARAM There is no doubt. As you may be aware of that in Islam all investments with equal profit and loss risk is allowed and is Halal. My sincere advice is you better invest in DHA or Bahria Town or any good society. InshAllah you will get benefit.
Trust in ALLAH and keep your faith strong.
Jazak Allah

Adnan replied on Wednesday, August 7, 2013 03:18 PM PST 

Firstly, why would you think insurance is haram, you pray for your afterlife, it is your insurance, is it haram, you do good deeds and be a good human being, it is insurance for your afterlife, is it haram. Everything must not be looked at in a religious context. Quran has clearly laid down guidelines for haram and halal, no need to ask around, just read the quran (in Urdu please so you understand). No, insurance is not haram and there is no religious connotation of insurance, it is just an investment for the security of your daughter's future.

Ahmed replied on Wednesday, August 7, 2013 03:22 PM PST 

Your 1 crore 20 years from now will get you a lot less than what you get today for 2 million even if you keep inflation at a low rate or stay conservative about the rupee devaluation.

Invest in gold, it is one of the best hedges against inflation.
Invest in property like NFC2, Phase IX 5 marla. I expect a 5-7% increase in both over the next 20 years. Enough to tackle inflation.
Buy a 20 year Islamic (sharia compliant) bond or sukuk.

UAE 2 replied on Wednesday, August 7, 2013 06:32 PM PST 

It is a shame to see that Adnan has compared insurance to ' praying for your after life' . Alhamdullilah, Islam is a very simple and easy religion to follow but that does not give us the liberty to manipulate things to our liking. Insurance is haram, period. Praying for your after life is halal and a sunnah of not only Prophet Muhammad SAW but all Allah's Prophets. How can the two be the same? Pls refrain from misguiding people. If God forbid, Mr Adanan were to suffer from some heart ailment today, he'd look for the best cardiologist in town, whereas when the concern is a matter of deen, he has taken it upon himself to interpret the Quran and give illogical fatwas! To all brothers out there, pls consult your aalims and mufti hazraat whenever you need guidance on such matters. Jazak Allah.

Z.F replied on Wednesday, August 7, 2013 07:56 PM PST 

As per my information and knowledge life insurance is not forbidden in Islam. u can ask any mufti but due to very harsh conditions of Pakistan its not good at all ... inflation is too much , its better to invest some secure property ...

Nadeem replied on Wednesday, August 7, 2013 11:01 PM PST 

If you find doubts, its better don't go there.

Abid Rana replied on Wednesday, August 7, 2013 11:14 PM PST 

Salam to all,

As we are going to specialist doctor when we are sick so we have to go to in the matters of DEEN to specialist and educated ulma's.

As concerned matter of gain in long run the best is the property because of following reasons;
1) Population growth brings rise in prices of everything esp property.
2) No one can steal property in world. Yes, may be its possible in Pak but even than its much more secure comparatively gold.
3) Dha is the best in the world not only just in Pak. in the sense of outcomes.
4) In 20 years,the price of 10 marla would be same as is now in phase 1,2,3,4,or 5 or other schemes of LDA, CDA, Bahria etc.
5) Unfortunately Pak rupee is descending. This is also cause of rise in property prices in Pak.
6) If luckly Pakistan's economy stables and grows then will be more suitable for property hike.
7) Whole world is sitting in crises even they are known as stablised, industrial, rich, democratic, honest and itelligent etc. But Pak is being pushed in unstabilty. Actually crises in Pakistan is just of Energy, rest all is PRESENT to Pak.
8) Actually it is principle of nature, "every rise have fall and every fall have rise." And this count down is started.
9) According to our DEEN, property investment is halal but zakaat must be paid if applicable.

So brother, investment in property is best than any other way of savings.

Wa salam,

AR replied on Wednesday, August 7, 2013 11:16 PM PST 

Invest maximum on her education and nothing else. Still if you have surplus money buy her real estate. No Insurance, it is rubbish and will be even lower value when get mature.

habib asghar replied on Wednesday, August 7, 2013 11:23 PM PST 

bhai sb just invest the 5marla or 10 marla file in phase 9 but do not invest in jubilee.

Adnan from Bahrain replied on Wednesday, August 7, 2013 11:27 PM PST 

Dear UAE2, how is insurance haram, can you quote one ayat from the Quran please, I have been reading the Quran for many years, I could not find a single verse that prohibits insurance, I have read Bukhari hadith many times, cant find one hadith prohibiting insurance. Can you quote something that Allah or his Apostle said which will reflect your opinion, or is it just another uneducated guess that results in blind following of dubious religious fatwas that rule our nation today.

amir replied on Thursday, August 8, 2013 03:55 AM PST 

hi guys Allah blessed me wid two daughters ,since they came in my life ,ALLAH helped me a lot , 3 years back i was in business and i was struggling at that time my income was 25000 per month ,me and my wife had some extra money worth 7 lac , i decided to invest it in property ,i worked on ineternet and turned to website lahore real estate after lot of thinking i decided to invest in DHA ph 9 ,at that time it worth 14 lac , and managed a partner who was agreed to invest wid me , and we both invested in ph 9 and , we bought that file in 15 lac ,and its was really hard 4 me to get extra 50thousand but i sumhow i manged it , and wat happend next is file took jump slowly and stands at 17 than u guys know it goes to 30 and than i sold my file and my money turn into 15 lac just after 1.5 years and then i invested in dha ph 7 10 marla i bought it in 19 and now it worth 35 lac , by the grace of ALLAH my business get better and my incum jump to 1 lac ,ALLAH helped me becuz i always know ALLAh granted me wid two gifts and that y ALLAH helping me a lot ,thanks u ALLAH

Rana replied on Thursday, August 8, 2013 06:20 AM PST 

all questions have been answered by mr amir.great

Mohsin replied on Thursday, August 8, 2013 11:15 AM PST 

Great thanks AMIR sahib for sharing this news daughters are the great gift Allah has given us without them we are zero

Abdul Ghani replied on Thursday, August 8, 2013 02:20 PM PST 

From my personal experience I would recommend to go for some plot (Preferably commercial)in some reliable society. Since you are going to invest for almost 2 decades wait for the launch of some new development by DHA or Bahria & go for a commercial plot.
If you want to invest right now. I think, NFC2 is a good option.
Regards

Mufti na banoo replied on Thursday, August 8, 2013 04:59 PM PST 

jiss koo daikoo mufti bana hoa, 2 million 20 years mein pay karna haan, ajj hee pay nahi karr daina. 1 lakh in year so its not bad deal but further there is also risk involve in insurance polciy they give you 1 caroor amount base on if the company will meet target & share go up but they dont tell you if its goes down than what u will loose.

UAE 2 replied on Friday, August 9, 2013 02:15 PM PST 

@Adnan, I do not wish to get into a confrontation on any matter related to deen, but I will clarify my point with a very simple example: If someone were to put a spoonful of alcohol in a glass of water infront of us, would we go ahead and drink the water saying it is not mentioned in the Quran or Hadith that water is haram? The working of most insurance policies is interlinked to interest, thus making them haram. If that wasn't the case then why would the need for shariah compliant products arise?
With regards to your dubious fatwa comment, I am sorry but I don't agree. There might be a few problems, but those can never undermine the great work of most aalims and muftis whom have spent their entire lifetimes studying deen and have devoted themselves sincerely to the cause of Islam. I shall not be commenting any further on the issue. May Allah SWT keep us all on Siratul Mustaqeem for a lifetime, aameen.
Eid Mubarak to all brothers! Taqqabbal Allahu Minna wa Minkum.

Adnan replied on Friday, August 9, 2013 03:43 PM PST 

Dear UAE2, your comments once again clearly demonstrate your lack of understanding of the religion, if you read the Quran, you will clearly understand the meaning of sud / interest. You have no idea what sharia compliant banking is, I work for an Islamic investment bank in Bahrain and we own an Islamic commercial bank as well, and trust me, the p&l sharing and markup type arrangements are nothing but another word for interest. Islam has been too much victimized by uneducated mullahs who have for centuries taken unto themselves without any authority to define the religion. How can uneducated moulvis define the divine book of Allah with reference to extremely complex financial system of the world economy. I rest my case brother, your insurance and your beliefs. My understanding of the religion comes from the book of Allah and it does not need any interpretation. Massalam

Z.F replied on Saturday, August 10, 2013 12:29 AM PST 

I have invested some money in life insurance company few years ago. I personally believe its not so much beneficial deal. Although i live abroad even than its not so attractive. I recommend '' khuch bhi na ho to phir teek hai warna alternate ways should be adopt.

Muhammad replied on Saturday, August 10, 2013 12:52 PM PST 

I purchased insurance policy for $40 per month if I die today I will get $100000. They sell the product I purchased it. No interest involve.

Also It is the responsibility of Islamic govt just in the days of Hazrat Umer (RA, Allah Merci upon him)that Every orphan and widow will get support from Govt, is it happening in Pakistan, Africa, Middle east?

The answer is NO. Therefore, if govt is failed then act wisely save you children and family.

If it is HARAM Please comment so I could get benefit from it but please explain with logic do not quote irrelevant Islamic quotes like if you mix alcohal in water then the water is halal or haram. once again please be relevant

Zia replied on Saturday, August 10, 2013 07:08 PM PST 

Long discussion is going on here on insurance. There are many financial instruments like derivatives, bonds, swaps, marketable securities etc which are not mentioned clearly in Holy Koran and Hadiths but to decide about "haram" or "Halal" we apply some Islamic Principles. We must do the same for Insurance.

Islamic scholars do not sit on this forum to answer the question or to give fatwa, therefore being a Muslim we must consult some qualified scholars on such issues instead of giving our own remarks about Islam.

UAE 2 replied on Saturday, August 10, 2013 07:35 PM PST 

@Adnan, Sorry forgot to mention, for interest of the public at large and for our pious Muslim Brothers in Bahrain, kindly mention the name of your bank and affiliates so that they refrain from dealings with your bank. You'll be doing a great service to the Ummah, saving them from being mislead and from haram.

UAE 2 replied on Sunday, August 11, 2013 05:38 PM PST 

@Muhammad, I wasn't giving any relevant or irrelevant Islamic quotes, just explaining by a very simple example for the layman at large! Though, Alhamdulillah I am glad that you have asked whether your policy is halal or haram. My dear Brother, the whole purpose of my posts is to bring this ' fikar' of halal and haram in our hearts and the to go to the RIGHT SOURCES to get the answers. If you could tell me where you are based, I'll get you the contact of the nearest Islamic Ulema Council whom would be pleased to answer all your questions. If we can make so much effort even when it comes to selecting a right kindergarten for our kids, then this little effort made to reach the Ulema will not only benefit us here but in the hereafter as well. JazakAllah.

Hussain Kaisrani replied on Sunday, August 11, 2013 05:41 PM PST 

An opinion about KIA INSURANCE JAIZ HAI - EIK NUQTAE NAZAR (Urdu) on my following blog post may be beneficial for some friend:

http://kaisrani.blogspot.com/2013/08/blog-post.html

Adnan replied on Sunday, August 11, 2013 09:12 PM PST 

Dear UAE 2, firstly my blood does not boil on personal attacks from people, I have been very respectful to you and deserve the same. Anyway, you have yet again demonstrated that you are merely impressed with names of people at the helm of affairs than having any knowledge of the actual product. I suggest you go to an Islamic bank and take a home loan, or a car lease, or a personal loan and read the contract that you have to sign. For example, an Ijara is a car loan where the bank buys the car for you at x price and builds its profit into the price and gives the car to you on installments at y price which is obviously inflated. Now how is it different from interest since you are still paying more than the purchase price over a period of time. It is just a different name and a different contract, but the end product is the same. Therefore my dear brother, don't bother about my bank name, just open your mind to accept criticism.

These ulemas are not God or his prophets, they are only human like you and me, and the Quran does not explain riba, it only declares it haram. However, don't you think it is wise to note that 1500 years ago, neither banking nor insurance existed and most trade was done by barter, not exchange of a financial instrument. There was no devaluation of currency nor were there any banks. Therefore, it is important to understand the true meaning of riba rather than just follow the word. Again, I request you to compare Islamic banking products with other commercial banks and see if there is any difference at all, except for the wording.

Adnan replied on Sunday, August 11, 2013 11:52 PM PST 

Dear UAE2, on your second post criticizing my religious beliefs, for your information, I have read the quran in Urdu and English, many times, unlike most of our Muslim brothers, and I have read Bukhari hadith many times, and I have read Islamic history many times, does that make a scholar capable enough to interpret quranic jurisprudence in light of the complex world economic system. You see the problem with today's Islam is that it has been interpreted by people who have only read religious text but have no idea about medicine, astronomy, science, finance, biology, physics, chemistry, etc. That is why we are led to believe that development of humankind is evil, however, the Quran clearly states at many places about the Allah's signs in stars, skies, earth, water, oceans, human body, etc.

If Allah has clearly instructed us to do Ijma which is basic democracy, why would we only ask the clergy to do this ijma for us. Why wont we make a committee including the clergy of course, but also chartered accountants, politicians, scientists, agriculturists, doctors, engineers, people from all walks of life, to interpret the religion for us. Allah says in the Quran, "we have placed signs in the stars for you, so is there anyone who would seek". Does this ayat not point out clearly that Allah wants us to be astronomers, is it not a clear cut instruction that astronomers have a role to play in religion. So why follow interpretations from the clergy only, that is why Muslims today have such extreme views. We would consider the word of a mulla as the word of God and follow blindly without any consideration. I respect your desire to stay away from riba, and all of us must do that. All I am saying is that Islamic banking does not really eliminate interest at all, it only rephrases the term.

Adnan replied on Sunday, August 11, 2013 11:58 PM PST 

The link that Mr. Hussain Kaisrani has posted says exactly what I am saying. We must not blindly follow the mulla only because he has a big name. Dr. Amir Liaquat Hussain is perhaps the most famous Islamic person today, and everyone knows his true self. We must read and understand. We must read the Quran in our own language, we must read Islamic history, I promise you, it will change your lives.

UAE 2 replied on Monday, August 12, 2013 12:02 AM PST 

I have a million words to write, but will not do so. With all due respect, in matters of deen I shall only follow one who is highly qualified and is an aalim in the religion of Islam and not in any other field, just like God forbid if my child were to fall sick, I'd take them to a paediatrician and not a software engineer.
It hurts to see that in the world today, we go out of our way to shower praises on famous personalities, whether, doctors, lawyers, politicians or worse, even film actors! Whereas we do not want to hear about people who have devoted their entire lives to the cause of Allah.

The greatest and most important part of Islamic history (and the lives of the companions of the Prophet SAW) was the amount of disciple they had in studying deen and the boundless,immeasurable respect they had for their Ustads. Had that not been the case and had they all interpretted Islam by themselves, then, we would not have a Bukhari Shareef today! Imam Bukhari RA was not given a flash drive with all ahadith in it!

لَكُمْ دِينُكُمْ وَلِيَ دِينِ
"For you is your religion, and for me is my religion." (109:6)

UAE 2 replied on Monday, August 12, 2013 12:02 AM PST 

Forgot to add, I have never followed Dr. Amir Liaquat. Alhamdulillah, I only follow an aalim or mufti whose way of life is in accordance to the Sunnah/hadith of the Prophet SAW.

ahmad replied on Monday, August 12, 2013 01:50 AM PST 

dr tahir ul qadri has written 500 books.he called himself seikh ul islam.every body knows how big liar he is.donot follow these big names and muftis.mostly are uneducated.

ahmad replied on Monday, August 12, 2013 01:59 AM PST 

modern days banking system is different from 1400 years ago riba system.u cannot say that bank sud is a completely shape of that riba system.

ahmad replied on Monday, August 12, 2013 03:46 PM PST 

one my friend borrowed one lakh rupees from me five years ago.now he has re turned one lakh to me.but actually he returned only 50 thousands.
because in last five years real value of one lakh is decreased to 50 thousands. so who is responsible for my loss.giving karz hasna and loosing your own money.this is the meaning of Quaran AND sahria.oh come on man.donot be stupid.mr UAE donot boil your self.this is a major problem with us if some one is not agreed on our opinion we r ready to give a fatwa.this is not a good attitude.donot think like taliban. they donot listen to any one.i respect your opinion and your must have to respect the opinion of others.

Hello replied on Tuesday, August 13, 2013 08:21 PM PST 

As far as Insurance is concerned, I would try to sum it up keeping the religious discussion on a side.

Insurance for the sake of security of your family is always beneficial, however, it should be in a moderate manageable amount that you can save monthly or yearly. It should only be looked at as a fall back arrangement.

Insurance for the sake of Investment is the worst investment decision you can make for yourself and your family. I speak from my personal experience of the last 15 years.

Friend replied on Thursday, August 15, 2013 08:55 AM PST 

Actually we want to be remained as a Muslim while keeping ourselves out of Islam.
This is the biggest illusion we Muslim do have the world over?
Islam is very simple to understand and to act upon!
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Tuesday, November 1, 2011 11:46 PM PST 

Dear CMY,regards,hope you will be fine.pl can you tell 1-in the major lahore's map on your homepaje one blue thick line is extending between Ellite town and Inmol society what is this?IS this extention of Badian Road and is practically existing now a days. ;2; In same map you have shown phase 9 and HADIYARE DRAIN have some gap(blank area)between them.this distance will be kept practically in future according to your opinion.Because if we invest now and in future your plot will come along Hadiyara drain(which happens most of times with poor overseas plus civilians)then worth of plot wlll be not good both for living and investment point of view.thanks in advance. :h

CMY replied on Wednesday, November 2, 2011 02:54 AM PST 

As per my knowledge to date DHA is not buying any land for DHA phase 9 that is 1/2 KM or less away from Hudaira drain .

Reincarnated replied on Wednesday, November 2, 2011 02:44 PM PST 

Dear CMY sb
On Hudiara drain, there is a big mill called Nishat Mills, on the opposite side of the drain.

The land right in front of this drain is marked as DHA (by the cement poles bearing DHA monogram) since last 2 years. So DHA 9 has quite a sizable land touching Hadiara drain facing Nishat Mills Ltd.

Just a little piece of info :)

Thanx

CMY replied on Wednesday, November 2, 2011 04:02 PM PST 

It is possible that DHA own land there. DHA has right to change their policy any time so they could buy land even facing Hudaira drain.

Most land facing Hudaria drain near DHA9 already have very large farm houses & developed schemes like Inmol / GTS or constructed areas like factories hospital schools etc so 97% plots of DHA phase 9 will not face Hudaira drain even if DHA9 is extended upto Hudaira drain.

BTW Hudaira drain will have a 270 feet road that will run along the Hudaira drain edge and road will run from Ferozpur road Lahore ring road interchange to GT road Lahore for facilitating Wahga border to Moterway heavy traffic connection via future Lahore Ring Road southern loop. Please note this new 270 feet road will run inside of Hudaira drian and DHA9 and than inside BRB and DHA7 to connect it to GT road.

Just a little piece of info :)

Thanx

Ch Mujahid Yasin ( CMY )
03224009967

ali11 replied on Wednesday, November 2, 2011 07:05 PM PST 

alright.

thanks for sharing little pieces of info :)

Reincarnated replied on Thursday, November 3, 2011 01:28 PM PST 

Dear CMY sb
Thanx for shedding more light on the topic.

Dear Ali
The proposed 270 feet road is already half complete. At the pace where this road toches ferozpur road about 2 km road patch was completed last year. Balance is yet to be completed.

Another little piece of info ;)
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Tuesday, May 24, 2011 01:39 PM PST 
Should I invest in Pakistan in current condition ?

Please let me know if this is a right decision to buy a property in Pakistan in current circumstances as we see Pakistan is suffering through Terrorism. Please advice. :1)

SaeedAhmed replied on Tuesday, May 24, 2011 02:05 PM PST 

my advice is not well taken by my own relatives, but i still insist that do not buy property in Pakistan if you currently have no plans to move back in Pakistan; because:
1. rapidly deteriorating condition of rupee.
2. still stagnant or loosing value of property.
3. worst social, political, economical conditions.
5. high inflation

just compare Canadian $ worth in 2006 and in 2011 against rupee; almost 60% increase.
just compare property value worth in 2006 and in 2011; went down a lot.

So those living in north America or Europe or Australia who invested in property they r the one who lost the most.

if u have cash dollars in hand whenever u come back u will have upper hand due to reasons mentioned above.

Mr. Khan, Jeddah replied on Tuesday, May 24, 2011 03:08 PM PST 

Dear Saeed Ahmed,

We should also think about our country, which unfortunately has been continuously betrayed by our Generals, Politicians and Bureaucrats.

Pakistan needs our support, money and investments.

Wake up before it's too late!

Guest replied on Tuesday, May 24, 2011 03:13 PM PST 

Dear Brothers,
Invest as much as you can in Pakistan.
Muslim Umma and Pakistan needs your support.
We in the overseas have started sending extra money of 500 Dollars every month, to our own relatives to support Pakistan.
May Allah(swt) bless you and muslim ummah. ameen.

AG replied on Tuesday, May 24, 2011 04:12 PM PST 

@Mr. Khan, Jeddah.
@Guest.

I fully agree with you. Pakistan is the Future & Custodian of our children & we must think of Pakistan more than any thing else. I am working in Middle East since 1978 & whatever I earned is either spent on the needs of my family back at home or invested in Pakistan. Pakistan does offer good oppertunities inspite of all odds.
During my stay abroad I have come across people from all over the world & know how do they feel about their homeland.
We must help our homeland out of crisis instead of throwing insults & hating Pakistan.

abc123 replied on Tuesday, May 24, 2011 04:17 PM PST 

@Mr. Khan, Jeddah.
@Guest.

THUMBS UP! I salute your patriotism.

Arif replied on Tuesday, May 24, 2011 04:35 PM PST 

We should certainly encourage patriotism but the question was regarding the economic sense of investing in Pakistan property. I think focusing on short term gain and getting discouraged by individual events (like earthquake or terrorist attack) are two important mistakes people make while investing. Societies almost always successfully absorb just about any blow no matter how big including World War 2 in Europe or 1947 riots in South Asia. I believe terrorism will be defeated in Pakistan because it has already been defeated in Iraq, Sri-Lanka and Northern Ireland.

I think investing in good property has always been rewarding in Pakistan if you compare prices over a 15 year period. Compare 2010 with 1995 and you will see property beating exchange rate. Compare 1995 with 1980 or compare 1980 with 1965. I don't have empirical data but I don't know any one who has become rich just by saving dollars.
As for US dollars it is going weak itself. Pakistani bank's term deposit rates easily beat the increase in price of US dollars.

Above comments compare Pakistan property with foreign exchange only. If you have some smart investment going for you in North American that is giving you high return then that is a different story. However no one has shared their happy story from North America on this site. They just seem to be going through one bubble (dot com bubble) after another (property bubble). I do wonder sometimes how is the rental return in America after paying property tax, insurance, maintenance and income tax. May be someone from North America would like to share their experience in this regard.

SaeedAhmed replied on Tuesday, May 24, 2011 04:41 PM PST 

its interesting to see all those comments.......... from all those who r living overseas. yes while i was abroad, i was a lot patriotic and that was the reason i came back to SERVE this country. however, the level at which i have worked and interacted with top most policy makers of this country............. i have little hopes that things will improve in near future. i m sorry, many people will get hurt, but it is ground reality we must face. this country is in deep @#$% just because of its own politicians, armed forces, bureaucrats, and judiciary.
anyhow, this will get long and long without and fruitful results. The question asked by respected Zahra was about property and of-course it was from point of view of making a profit or secure investment; and my response is from that perspective as-well. and it should not be taken to judge someone as a more or less sincere to the country.

Mel Gibson 'The Patriot' replied on Tuesday, May 24, 2011 05:10 PM PST 

Dear 'patriotic' expatriates,

It is a fallacy if someone thinks that buying a plot back home is 1) an act of patriotism and 2) constitutes investing in your country. You know that you only do it for your own gains. You must also know that you are the key cause of land price distortions that make homes more expensive than a legitimate income/salary would allow for a pakistani living in his homeland. You earn in $$$ and buy in Rupees. The average sheedah earns in Rupees but must compete with your $$$. Not fair. No wonder he rips you off (not saying it's right, though).

Fallow land does not contribute to productivity of the nation. No goods are produced and no jobs created (other than supporting the most despised segment of society: 'dealers'). If most of the money that poured in to the country post 9/11 and even now went into productive assets or primary issues in the stock market, then you would see what a sustainable boom and expansion of economy is. Instead, we like to gamble on share trading (secondary market) or buying plots where we hope to get quick gains without putting in efforts and knowledge. Even those that work hard for each penny abroad hope for overnight gains in their own country. Our own country is not to work hard in, it is to live the good life! What we all seek are capital gains. Capital gains are those from selling those assets that have the ability to generate income themselves, and by definition, capital gains are not ordinary or recurring income. We must shift our focus to actually generating income from those assets i.e. milk the damn buffalo, don't take her to the market to get her price checked every 3 days.

The plot obsession is a national curse that benefits relatively few but consumes the majority of everyones resources. Every few years everyone is taken to the cleaners, and the dealers and market manipulaters are laughing all the way to their foreign bank accounts, while driving BMW 7 series that they earlier could only hope to rent for their wedding ceremony. Another curse is the obession with saving in gold. There is nothing more useless than gold. Absolutely nothing it can do except look shiny and pretty and dazzle people that are easily dazzled!

You may say that you are not aware of avenues to invest, so can only put in plots. You are absolutely correct, there are no passive forms of safe and attractive investment in Pakistan. If you have enough resources and courage, a real show of patriotism is to return to this jungle and do something that you learned or practiced abroad. I would not advise this personally as prospects are very dim for the country, for faults entirely of our own making.

However, if you insist you are a great lover of the country and you pine for it while you are abroad and keep talking about how great the food is, then bring real investment into the country. Pakistan doesn't need money (well not as much as you think). What it needs, what it is literally dying for is YOU and your INTEGRITY and your COMPETENCE and your HARD WORK. If you can bring those values you've learned abroad back and practice them, then it would be like a blood transfusion for a very sick patient.

If you can't do this, then don't try to give false assurances to yourself and the country about how great patriots you are. Patriots don't run away when the war is raging, they return to the ranks to fight the good fight.

Who am I? I am no patriot, just a pragmatist. I am just tired of the hypocrisy and pretenses that follow a pakistani no matter where he or she takes up residence in this wide world of ours. Good luck to your wherever you are.

SI replied on Tuesday, May 24, 2011 06:00 PM PST 

Investment in realestate is always better rewarding, just want to share that Gulberg, Lahore was sold @ Rs. 350 / marla in 1960 by Lahore Improvement Trust

pak lover replied on Tuesday, May 24, 2011 06:25 PM PST 

i came back from overseas went arround 8 countries,our country need us and its better to live here than to be a b grade citizen of other country .

reincarnated replied on Tuesday, May 24, 2011 08:19 PM PST 

very well said Mel Gibson. cant agree more on the msg an theme and couldnt have phrased it better either. bravo !!!
;D

atiq raja. replied on Wednesday, May 25, 2011 02:00 AM PST 

MY GOD PAKISTAN IS HELL,life is not secure,now this is time to run.............fast from pakistan to safe your life.

Theory replied on Wednesday, May 25, 2011 02:55 AM PST 

Pakistan was created on two nation theory through democracy. Two nations implies two kind of people in Pakistan, one type is ripping off and the other is being ripped off and the democracy is taking its revenge.

Arif replied on Wednesday, May 25, 2011 03:07 AM PST 

Atiq bhai you are ridiculous..............as always.

AG replied on Wednesday, May 25, 2011 04:17 AM PST 

Gentlemen,

1. Only Pakistanies can bring Pakistan out of its present difficulties so let us face the reality & do whatever we can do to help our Pakistan. We can not & should not run away from our responsibilities towards Pakistan.
2. Buying a plot in Pakistan helps our country in many ways.It brings foreign exchange,it creates jobs with the developers, it helps construction industry in many ways when people build houses on their plots,it reduces shortage of housing units. There are more than sixty industries which benifit from the construction activity.
3. I know the feelings of our brothers who were either been cheated or harmed. I know there are some people trying to harm Pakistan & in turn harm us.Believe me the only way of defeating these people is to be faithfal to our country,WORK VERY HARD FOR THE ECNOMIC STABILITY OF OUR COUNTRY & REMAIN UNITED. Our brothers should vent their anger in some other way than accusing & insulting our Homeland.
GO & ASK PALESTINIANS WHAT DOES A HOMELAND MEANS.

Anwer replied on Wednesday, May 25, 2011 05:06 AM PST 

Salam AG,
I thank you AG. and agree with you 100%.
Only we ourselves can help Pakistan and may Allah(swt) in this. ameen
We will never let our country down.
I know many overseas Pakistanis which are sending money to their own relatives to bring in the foreign exchange.

/Anwer

rana replied on Wednesday, May 25, 2011 09:33 AM PST 

Mel Gibson 'The Patriot', it was simply a treat to read your post. While I am someone who left pakland 30 years ago and never looked back, invested excess $ in plots, I do not consider myself to be patriot.

Imran replied on Wednesday, May 25, 2011 12:24 PM PST 

Good to see some nice and some not very nice comments about pakistan, but we should face reality, we as expats are working hard and sending foreign exchange to pakistan for decades, if we keep on doing this do you think that situation is pakistan will improve. Here the people in the government are not taking any responsibility, all the responsibility is with general public. Compare pakistan with other countries where there is law and order and good economy, it is not the general public over there but the policy makers and people in government who are guiding the country towards prosperity. People in all the countries are more or less same, everybody has a desire to prosper and live a good life but when there is no opportunity, thanks to the goofed up policies of government then people use unethical/criminal means to gain money. Each one of us love our country but we are all feeling helpless due to unavailability of any way of action

Ahmed (Calgary) replied on Wednesday, May 25, 2011 01:13 PM PST 

@Atiq Raja
What was the value of your property in 2003 in Islamabad and what is the value now. At least 50 times more. Is there any country in the whole world where property can grow that fast and with out paying one
penny as income or wealth tax? How much have your wealth grown in UK?

Regards

Ahmed

Javaid replied on Wednesday, May 25, 2011 03:41 PM PST 

I think what Saeed advised is based on technical analysis of the current situation and no doubt, our country is going through the most difficult time in its history. At the same time, what Mr. Khan mentioned is also correct - we should not leave the country when it needs us - we need to increase the morale of the nation and I have no doubt that our country will bounce back insha-ALLAH.
I live in abroad and can't describe the pain of hearing bad news about the country - our country should have a higher priority than any other thing and if we don't step forward now, we will be gone forever.

We are respected only if we have our country on our back - ask Palestinians how does it feel when you don't have a country to go and live - in good times, our contry helped us gain the qualification to go abroad - now when country needs us in bad time, we should give our best to save it.

May ALLAH strengthen our country, protect it from its enemies, help th enation to be stronger to defend it and save it from corrupt rulers / military establishment.

Alhamdulillah, I am living a very decent life outside Pakistan but still my golden memories are from my childhood - when I didn't have money to buy even a chewingum, yet I was more confident and proud Pakistani.

God bless this nation and country. Aameen.

shahid khan replied on Friday, May 27, 2011 01:43 AM PST 

i love pakistan and being a paksitani i bought two houses of 4.6 marla in eden gardens lahore on main ferozepure road. i visited the site a years ago and found beautiful one for future references. doesnt matter the situation of pakistan be pakistani buy pakistani. shahid khan from london england

Javed replied on Friday, June 17, 2011 01:45 AM PST 

i commend mel gibson. we are all hypocrate and looter and use the name of Pakisn and Islam for own vested interests

Ali hamza replied on Tuesday, January 3, 2012 02:13 AM PST 

Every 1 this guy Atiq raja is sick person so be aware of him.... 1 day he says DHA is best and 2nd month he says D-12, E-11 or G-13 is best. so please understand what he try to make of you guys...... better ask him how many plots he have in DHA lol.......... he is crazy , 1 time he don't count G series as sector and 2nd time he tells to invest........... one he call pakistan a hell and 2nd he keep telling people to invest, trust me he is sick and want to make money only.............

Saeed Iqbal Bukhari replied on Wednesday, November 27, 2013 06:22 PM PST 

Bukhari Real Estate office # 73,first floor,Auriga Complex,Main bolievard,Gulberg II,lahore,Pakistan
Plz contact us For Good chances to buy or sell any kind of property..
Saeed Iqbal Bukhari


Email :
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(27)
Friday, April 15, 2011 03:56 PM PST 

Dear CMY and other brothers
In my last visit to DHA 6 a week ago, I noticed that the board/sign of "community Centre" in front of DHA^ D Block community centre (ex-farm house) was missing.

I am a little confused as there have been myths/confusions surrounding this community centre. It was mentioned as "farm house" in all earlier DHA offical maps. Then about a year ago it was mentioned as "Community Centre" and even a board mentioning same was also erected in front of its main gate.

Now that board has been taken away. The place was definately built as a farm house and not as a community centre.

Does anyone (especially CMY, as he lives in the same phase) have any idea about what it really is? Was it a farm house and then acquired by DHA for community centre?

Comments plz?

Thanx

CMY replied on Friday, April 15, 2011 04:08 PM PST 

This is a farm house that was given to President Musharaf by DHA Lahore. After Musharaf left office DHA Lahore took back this farm house and have now turned into a community center for DHA 6 residents.


Residents are trying since past few weeks asking DHA Lahore to build a proper much larger community centre in DHA Lahore phase 6 as it was planned in B block of DHA 6 at start.

Ch. Yousaf replied on Friday, April 15, 2011 04:13 PM PST 

That farm house belongs to Musharaf. What I heard DHA is trying to get it back from Musharraf. Since he is an ex-general, it is difficult to get back and convert it to community center or DHA society office

Mirza replied on Friday, April 15, 2011 08:50 PM PST 

P. Musharaf has fought 3 wars for Pakistan.
People need to respect Musharraf's status which Islam has given him.
In Pakistan political activists have more value than those who Quran value.
Pakistan shall change its name from Islamic republic to any thing else.
People please, read the Quran before touching this farm.

Combined Shabaz & Nawaz Sharif have ruled Pakistan from and now again from . It is time for them to announce retirement from rule and turn over their raiwind palace to authorities as payment of their outstanding income tax.

aikram replied on Friday, April 15, 2011 10:04 PM PST 

Mirza, are you incarnation of barrister saif?

tzk replied on Friday, April 15, 2011 10:27 PM PST 

mirza, r u dr sher afghan?

badar replied on Friday, April 15, 2011 11:17 PM PST 

Mirza Jee, Please Grow Up!

sacha pakistani replied on Saturday, April 16, 2011 12:21 AM PST 

i agree with mirza, musharraf was best thing that happened to pakistan.

visitor replied on Saturday, April 16, 2011 12:46 AM PST 

after ten year p.mushrik no power,no gas,no water,and still people are missing him,try to be honest withyourself if not about country,

Khan replied on Saturday, April 16, 2011 02:54 AM PST 

Yes for sure Mushshraf fought three big wars. Who can forget the war against Lal Masjid, the war against America where heallowed them to use air bases and Scores of CIA staff and the crown jewel was the war against against the Judiciary. He finally went into history as a fugitive running from the country and having his hands colored with the killing of Benazir Bhutto. What a savior and what a hero of war and right minded intelligent people."Jaisey Rooh waisay Frishtey' Jassi qoum waisay hukmraan.

AG replied on Saturday, April 16, 2011 07:11 AM PST 

Dear Brothers,
Our real problem is that "SaƔnp Guzar Jata Hae Aur Hum Lakir Petate Rehte Hain".
I think the most important thing in the present circumstances is that we, instead of wasting our time on the issues of the past, should develop & make our institutions so strong that all those bad things which harmed our country in the past will not be allowed in the future. To do so we will have to be honest to ourself & Pakistan & bring such leadership in power, by vote, which will ensure the development of national institutions.
Militray strength is an outcome of economic strength. So to make the country ecnomically strong we should be honest on our job, pay taxes & limit the size of our families according to our resources to ensure good health & proper education for our children.
Let us promise that we shall go to cast our vote whenever the next elections are held.
Believe me the only way of getting rid of the difficult situation in which we are now is to vote for the honest candidates.
It is very unfortunate that our parlimentarians & political leadership fight & use foul language in different TV programmes. Let us bring decency in our day to day matters. I am sure nobody can stop anybody from expressing his opinion in decent language.
Anger starts with foolishness & ends in shame.

Hafeez replied on Saturday, April 16, 2011 03:23 PM PST 

No kuch badla hay na badley ga. Non senses of our people. who is hero musharraf, zardari or sharif,serpent or adam. This is dunya do not repent on it, it is was and it is and it will be like that.

Hafeez replied on Saturday, April 16, 2011 03:24 PM PST 

No kuch badla hay na badley ga. Non senses of our people. who is hero musharraf, zardari or sharif,serpent or adam. This is dunya do not repent on it, it is was and it is and it will be like that.

Tariq replied on Sunday, April 17, 2011 03:36 AM PST 

This website is for real estate professionals and investors Don't make it GEO TV Please ( SIASI GHUFTGU SAY PERHAIZ KARAIN)

A VERY SAD PAKISTANI replied on Sunday, April 17, 2011 05:07 AM PST 

Musharraf WAS the best thing that happened to Pakistan. We turned Pakistan over to politicians and look what has happened. If these same politicians are returned to power again in the next election, I will stop explaining to my Indian colleagues that the problem of Pakistan is its bad leader. Instead I will say that the real problem of Pakistan is its people.

LRE Hot Topics replied on Monday, April 18, 2011 02:21 PM PST 

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(26)
Monday, April 11, 2011 10:38 AM PST 

Swimming Pool
Dear Friends,

I am planning to construct my farm house with a swimming pool for my kids on a 16 Kanal plot.

I am thinking about constructing a small swimming pool (SIZE 55x35) for my kids in the farm house.

Has anyone on this web site got a first hand experience of constructing a swimming pool? Please share the ideas,

JIJ replied on Monday, April 11, 2011 07:58 PM PST 

Sajid Sb,
I am really sorry but please find some other elite web site for such questions.
Hum Hehar/chappar main Nahane Waley Loog Apney Swimming Pool Ka sooch bhi nahin sakte. Please do not mind. God bless you.

Abdullah replied on Monday, April 11, 2011 08:03 PM PST 

well both extremes,

JIJ, having money doesnt mean a bad impact as having no money doesnt mean you are a sufi.........(it can be vice versa)

Mr. Sajid

your question can be published without mentioning "i need it for kids" as it shows as someone is asking for a bicycle for his kids........:-)

stay safe......

Reincarnated replied on Tuesday, April 12, 2011 03:21 PM PST 

Dear JIJ
Yours are uncalled for sarcastic remarks.
If you look closely, this website is a discusson board for sellers with plots/properties worth over 10 million on average and investors/potential buyers with likewise buyeing power.

Any person with the inclination/preference to own a farm house, and having a capital of 5~10 million can get one for himself/his kids. Which is to say about more than half of the people on this discussion board :) This makes a farm house not exactly an elite symbol but a personal preference. Unless of course, we deem the whole website and every person selling/buyeing here as "elite" :P

Oh...and by same principle, a swimming pool too is a personal preference and is pretty affordable for the same number of people discussed above. Its not hard to imagine a person holding 1-2 plots in any good society of Lahore being able to dish out around a million Rs for this venture, provided he has a swimming pool in his wish list.

As rightly pointed out by Abdulah above, a well off/rich person does not really mean a "bad" guy and a poor guy with no money doesnt quality him to be a sufi. A well off guy having a decent living (with or without a farm house/swimming pool) and giving away in charity discretely is a better guy than a middle class/poor guy who would cheat only for lust ("hirs").

My two cents!!

JIJ replied on Tuesday, April 12, 2011 06:27 PM PST 

Dear Abdullah and Reincarnated:
Just to continue discussion, I belong to midddle class family who like to link themselves with 'Sufi's rather than the other rich kind.
Building a Swimming Pool alone is not the issue, it is it's maintenance, e.g, filteration plant, cholirnation, keeping it safe and hygenic for kids will cost exorbitant amount.
I personnlay beleive, having extra huge LCD TVs and personal swimming pools, where one swim may cost equivalent of thousands of rupees in financial terms, is a bit on the extravagent side, when there are other just causes to spend. But then again I have never been to a house that has a swimming pool or seen a swimming pool, except one in Model Town which i saw once from outside, so pardon me for ignorance.

Abdullah replied on Tuesday, April 12, 2011 08:23 PM PST 

My Brother JIJ

Our Islam is a very flexible, adoptable and practical religion having all "kinds" accommodated in it,there are and there were Rich Sufis too, it is the percentage which matters:

for example if you belong to middle class (dont be shy i also belongs to middle class or a bit higher middle class may be) you spend 2000 Rs charity per month and 20,000 Rs for luxury (TV, Gym, Excursion trips etc), your earning is 50,000 Rs, so in monetary terms you are spending 4% on charity and 40% on luxury.

What about a person having 10 million income per month and spending 5% (which is 5 lakh rupees per month) of his/ her wealth in the name of Allah and 10% (which is 10 lakh rupees per month) for his lavish life??

you tell me Sufi sab which is better??

so chill and enjoy what is given by Allah Subhan Tallah.

LRE Hot Topics replied on Thursday, April 14, 2011 01:02 PM PST 

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(25)
Saturday, February 26, 2011 03:09 PM PST 
Construction of swimming pool in basement

Dear Fellows
I am planning to construct my house with basement on a one canal plot in DHA 6 in next 1-2 years.

I am thinking about constructing a small swimming pool for my kids in the basement of the house.

Has anyone on this web site got a first hand experience of constructing/researching to construct a swimming pool in basement of the house? :h

I have seen swimming pools on ground floor in one canal houses but that has a serious impact on the available space on ground floor which is not desirable by me. Basement seems a suitable place to have one in my opinion.

I have yet to consult an architect to discuss this idea. However if any knowledgeable brother on this website can shed some light on the pro's and cons of the idea, and any estimated cost for this venture, it would be a great help.

Many Thanx

imran replied on Saturday, February 26, 2011 03:21 PM PST 

i am also planning to have a simming pool in basement.i think it will work

ali jaffar P replied on Saturday, February 26, 2011 04:26 PM PST 

it would cause longterm damage and shorter the life of house enventually. one cannote stop the seepage anyway.small unfeelable tremers of ground cannot stop the shearing of walls and basement ultimately. however a dam engineer can help you if u r dicided to make such luxury plan

ashraf replied on Saturday, February 26, 2011 09:20 PM PST 

never build a pool in the basement as it is dark and get very dull view. best is to build a pool in ground floor

Ahmad replied on Sunday, February 27, 2011 03:33 PM PST 

Environment in basement is not an issue..it you design a frame structure and raise the plinth level 1ft and keep windows all along. Pump room and noise is also not an issue if u project this out side below backyard....

Sultan Habib replied on Monday, February 28, 2011 03:47 AM PST 

Seepage in the basement can cause un-treatable problems and life long tension. In my commercial Plaza I have a problem of seepage in the basement. I contacted a German firm working in Lahore. Their treatment was costing around Rs.500 per SFT excluding civil works which were to be manage and finance in addition. I finally treated it through a local company.I don't know, I can tell after the Mansoon.
My advise is buy a two kanal plot and have house on one Kanal without basement and use the other kanal for what ever you prefer. You will still save money and tension.

advise replied on Monday, February 28, 2011 06:09 AM PST 

Very wrong idea.
It is better to have pool on roof rather than basement.

Mehdi replied on Thursday, March 10, 2011 05:24 PM PST 

Dear Reincarnated,

If you are so much interested in constructing this pool in your basement then i can lead you to a person who actually is a contractor of Olympic Standards pool.

Just buzz me on my number

muhammad replied on Sunday, June 26, 2011 02:30 AM PST 

it will be massey in base ment and the atmosphere of home is also wetty and its like rainy season chip chipa out door is best away from dirt funges or the other disease open area is the best
other wise its ur wish
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