Lahore Real Estate Forum

Monday, December 15, 2025 11:15 AM
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(6)
Saturday, April 28, 2018 12:04 AM PST 
Be Tax Filers of stay away from Property

Sorry I have been out of Touch for last few months not because of lack of interest, but because my Point Blank analysis is in clash with others benefit, When market was beating up is Late 2015, I had been warning the people to invest cautiously and my estimate was that full paid average location plot in Prism should be about 80 Lac, or about 77 K Dollars, Others Believe it or not I have already tapped this opportunity. Details I will disclosed later.
Now Question of today is what is going to happen after imposition of "BAN" on Purchase of Plot worth More than 4 Million value.This is a well known fact that in spite of relief on Taxes on filers most of transactions in real estate are by non filers. It does not necessarily means that all investors had been criminal and and money was through illegal means but there is increasing reluctance of people to declare their money and income. Salary holders are exception and they are also not players in real estate market. My own intuition is that whatever you say, this Generation at least will never comfortably declare their income and assets. Next generation hopefully may change. Govt desperately needs to increase documented economy to continue growth pace and increase GDP.
I personally believe that if this ban Continues real estate will see worst time in decades. In 1999 Musharraf Govt was probing the income sources and it was considering to imposing 100,000 Property tax on more than one Kanal house, The Kanal houses fell to their lowest, in 1n 1995-96 a 10 Merla Double story new House was 28 to 30 Lac in Allama Iqbal Town, in 1999 to 2000 Prices fell to record Low and one Kanal Houses were sold in that price, One of our relative got one kanal single story new House in just 22 Lac.
If this ban is seriously imposed then a free fall in market will be seen the investors will exit and real estate sector may shrink to realistic size.

analyzer replied on Saturday, April 28, 2018 12:29 AM PST 

I agree, but we have to see if the next government keeps it or removes the filer condition. However due to FATF regulations, the Government is forced to document the economy, so there is a lot of international pressure to take these measures. lets see what happens.

Qureshi replied on Saturday, April 28, 2018 12:55 AM PST 

100% Agreed

Asad shah replied on Saturday, April 28, 2018 01:11 AM PST 

I think prices of Dha bwp files and gujrawala 5 Marla files will gain as they are well under 40 lacs

Qureshi replied on Saturday, April 28, 2018 01:51 AM PST 

Asad Sb: Based on current market situation, what is the good price to secure 1K file of Dha Bwp as it is decreasing day by day?

Asad shah replied on Saturday, April 28, 2018 02:29 AM PST 

Dear Qureshi sb things are very uncertain at the moment.If you have an holding power of at least 1.5 to 2 years then you can go for Dha bwp which I guess has hit the rock bottom.Rest Allah knows better

Tahir Lutfi replied on Saturday, April 28, 2018 04:39 AM PST 

Filer or non Filer, Dha or non Dha, just stay away from property till the removal of this black law if declaration

Dollars will see significant gain from now and thousand of overseas will lose their investment in Dha and Bahria who have already invested. Especially files if Dha will see a bad time

Muhammad Razzaq replied on Saturday, April 28, 2018 06:08 AM PST 

In current situation the best bet is possession plots of 5 marla. DHA or Bahria. What do the experts say about it?

Shahid1 replied on Saturday, April 28, 2018 09:22 AM PST 

Government has given an option to turn black money into white by paying a very nominal fine. Any investor with unexplained wealth should take advantage of this and then should pay his taxes honestly in future.
With little honesty everything will be fine.

ahmed replied on Saturday, April 28, 2018 11:06 AM PST 

Disagree, there are no other opportunities. People have money but there is no industry to invest, banks not paying enough interest, gold on peak. your assumptions are correct but investor cannot hold money. On the othr side enough is enough, people have to pay tax. They will accept it and move on. Only reason no other opportunities.

Ahmad replied on Sunday, April 29, 2018 01:41 AM PST 

The prices may not go back to that extent as economy size has increased from 400-500 billion to 5900 billion.

replied on Sunday, April 29, 2018 05:15 AM PST 

There will be a dip in the market after which things will better than present scenario.

People will always be needing food , clothing and shelter... I think it will be a good opportunity to buy good stuff during this dip. Most of the buyers are overseas and their source of income is white....it's just that they were not motivated to bcome filers...once they and other investor become fillers and make use of lowest ever transfer fee , there will be tremendous business... inshAllah

KSA BankerŪ replied on Sunday, April 29, 2018 03:58 PM PST 

Dear "Initiator of this thread", first of all, thanks a lot for posting an informative message. It is very unfortunate that such messages provoking lively debates and discussions have been missing from this discussion forum for the past couple of years. I hope all those folks who used to post their views of the market would start posting again as divergent views enrich market knowledge of an average reader of this forum like myself. We don't want sanitized views of any particular group with vested interest to post only rosy pictures. Please keep up the effort even if certain followers of the forum may not agree with your opinions. Secondly, you mentioned that you managed to find an average kanal plot deal with fully paid in Prism around 80 lacs. Once the transfer has been completed, please do share approximate location so that potential investors like myself can also benefit from this precedent transaction as I am also looking for a couple of good deals. Thanks in advance and best regards.

invester replied on Sunday, April 29, 2018 04:10 PM PST 

I do not agree with . People invest in property to make a profit so its prices reflect that. So its not like food or clothing. You dont buy clothes and not use them for 10 years and try to make a profit from them after 10 years. The property prices in Pakistan are way too high compared to our incomes and GDP. Most places in USA are cheaper than Pakistan. A house in New jersey costs less than a house in DHA or Islamabad. This cannot continue. THese high prices have made all other businesses un profitable as land is a basic input in any business. Its about time that people should start investing their money in actual businesses that generate income, give employment and give tax rather than investing everything in a plot which does nothing for the economic activity

NabeelŪ replied on Monday, April 30, 2018 05:43 PM PST 

Thanks friend for sharing your views.

I have been tracking closely the Prism market for the last few years as a potential buyer.

We have to be careful when we mention 80 lakh all paid for average plot, as this would be a very rare case based on ill-informed or very desperate seller. We cannot generalize one deal. I have also made one deal on category plot quite below market but am very clear that it was a Black Swan event and I got lucky. At my purchase time, there were no other similar deals available, actually even average clean plot was not available as people are holding their plots mostly.

Prism prices have seen correction two times after ballot. Once was in Oct 2016- Jan 2017 where prices fell upto 20 lakh as they were highly inflated and did not reflect the maturity of development at the time.

They then slowly started creeping upwards though not to earlier prices. Then went down again as is the current scenario where prices have been stagnant since few months while development charges are being incurred. However, even with cash in hand I have not seen 80 lakh full paid, or even 85 lakh or even 90 lakh full paid.

Dollar Dar replied on Monday, April 30, 2018 11:25 PM PST 

I think when folks refer to 80 lakhs, they mean $80K. In dollar terms average Prism plot decreased its value from $100K to $80K during the current downturn

P K Mirza replied on Tuesday, May 1, 2018 02:50 AM PST 

This is very good for all people who wish to get under their owned shelter (basic human need), if investors (in property) will suffer that is good too, because no country can develop with real estate, investors might consider other sectors like manufacturing and exports for their investment. Think big, see the big pictures and think about your country!
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Thursday, April 12, 2018 02:33 PM PST 

Dear All
The government has deferred the real estate part from amnesty ordinance, therefore no change in tax of property sale and purchase

Muhammad Razzaq replied on Thursday, April 12, 2018 04:21 PM PST 

Aoa what is the future of DHA Rahbar extension M block?
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(1)
Monday, February 19, 2018 04:08 AM PST 
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