Lahore Real Estate Forum: Property News & Community Talk : Discussion Property News & Community Talk

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(42181)

MUHAMMAD BILAL

Sunday, March 14, 2010 04:41 PM PST

Reply:

salam
i m doing work in foreign office islamabad.i have 25*60 SIZE PLOT IN ISLAMABAD.I SPENDS MY ALL INCOME ON MY CHILDREN STUDY.I DONT HAVE EXTRA MONEY TO CONSTRUCT HOUSE.I NEED ALL OF U GUYS ATTENTION PLZ. I WANTS TO GET LOAN FROM BANK OR HBFC TO FULFILL MY DESIRE OF HOUSE.CAN ANY ONE GUIDE ME THE BEST BANK TO GET LOAN.WHAT WOULD BE THE TIME PERIOD TO GIVE LOAN BACK AND HOW MUCH I COULD GET LOAN.AND FINALLY WHAT WOULD BE THE INTEREST(MARK UP) OF BANK PER MONTH .
REGARDS
M.Bilal

Habib replied on Sunday, March 14, 2010 07:22 PM PST

Mark up is 16 to 18%

New visitor replied on Sunday, March 14, 2010 07:39 PM PST

Getting loan from bank is not adviseable. Postpone construction till having money or loan by relatives/friends. Regards

M.Bilal replied on Sunday, March 14, 2010 09:03 PM PST

Habib sahb
this mark is up per annual on the amount.thanks for answering for both of ur comments.

SAhmed replied on Monday, March 15, 2010 12:35 PM PST

dear friend u have not mentioned in which sector u have the plot????
i would recommend to avoid bank loan as much as possible due to very high rates (consider this advice as from a Banker).
my recommendation is to sale your plot(which i guess might be in G sector) and u can build same size house with that money at Sawan garden or surrounding societies or navel ancorage or dha phase II.

SAhmed replied on Monday, March 15, 2010 12:40 PM PST

its 'Naval anchorage'.
please also note that price of 5M (25x50)plot in Naval anchorage is around 11 lacs, in DHA II is around 16 lacs all facilities available.

M.Bilal replied on Monday, March 15, 2010 01:28 PM PST

thanks SAhmed bahi for ur valuable comments.

Mian Nadeem Islamabad replied on Monday, March 15, 2010 10:33 PM PST

It depends on your age and income. U can count installment at your own on hbfc web site by sumitting your age.
If u are paying rent then why not installments. We are living in 40*80 house in G-10 few years back my father obtained loan from hbfc other wise we were unable to construct house.

Going Naval Anchorage or Sawan Garden for 5 marla plot despite of having a plot in CDA sector seems joke.People prefer Zone-5 because they can construct house there 1 kanal Plot in the budget of 5 marla house in Zone-I. Few years installments payment will feel dificult but after that rent and value will higher and u will easily manage installments.

Jamal replied on Tuesday, March 16, 2010 05:16 AM PST

May Allah give you the strength and resources to fulfil your dreams.
May Allah help us all.
Amin.

(42180)

QAMAR ZIA RAJA

Sunday, March 14, 2010 04:35 PM PST

Reply:

PLOTS WANTED IN B-17 MULTI GARDEN ISLAMABAD

:pkf ALL SIZE PLOTS WANTED IN B-17 MULTI GARDEN PLZ CONTACT FOR BEST OFFER
PLZ CALL OR SMS
QAMAR ZIA

(42179)

Mohammad Ali

Sunday, March 14, 2010 03:05 PM PST

Reply:

Bahria Town Rawalpindi

Ad Type

City

Scheme

Phase

Block

Size

Wanted

RWP

10M

I am interested to buy 10M plot in A Block of BT. Please quote your price and plot details.
Thankyou.

Rehan replied on Thursday, March 18, 2010 10:41 PM PST

please send your phone number.

(42178)

PROGRESS

Sunday, March 14, 2010 02:24 PM PST

Reply:

DHA 8

DHA 8

(42177)

Lahore Real Estate

Sunday, March 14, 2010 01:17 PM PST

Reply:

Own Your Future Home In 3 Years Installments

<<< Divine Gardens Work In Progress Near Entrance of DHA Phase 8

Spanish Villas *** NEW ***

Divine Gardens Spanish Villas are two villas constructed on a 10 Marla plot, one on ground level and other on upper level with separate entrances. The current booking prices for these Spanish Villas set by Divine Developers are 62 Lacs for lower villa, i.e. on ground floor with covered area of 2076 Sq. Ft., and 57 Lacs for upper villa with covered area of 2195 Sq Ft. These villas are available with payment option of quarterly installment for 3 years. The down payment with booking is 15% of the total price. First installment after 3 months from booking is 10% of total price. Then there are 10 installments each of 7% of total price every quarter, and the last installment which will be 3 years after booking is at the time of possession and it will be 5% of the total price.

The prices are little bit negotiable. Locations are on First Come First Served basis. For best price and best locations of Divine Gardens Spanish Villas and other houses of 8, 10, 12 and 14 Marlas, please call me ( Adil Saeed @ +92-322-4009766 or +92-300-4009766 )

Divine Gardens Lahore

Divine Gardens Homes @ LRE

Detailed Information | Prices | Location Map | Master Plan & Availability Map

Latest Development Pictures of Divine Gardens, Official Inauguration (January 15, 2010)

Latest Development Pictures of Divine Gardens (December 11, 2009)

Divine Gardens Lahore Development Update Pictures (November 05, 2009)

Divine Gardens Lahore Development Update Pictures (Sept 19, 2009)

Divine Gardens Lahore Development Update Pictures (July 21, 2009)

Divine Gardens Lahore Development Update Pictures (June 19, 2009)

Past Projects

Divine Developers

Divine Gardens Official Website: www.DivineGardens.com.pk
(Click Divine Gardens Detail link on the bottom left of the page. There you can see Project Profile, Master Plan, Price & Payment Schedule, Image Gallery, Video, Brochure, etc. )

Divine Gardens Broucher

Download Low Resolution Video | Download High Resolution Video

Exclusive Attractions

Ideal Location

Gated and Secure Community
Underground Utility Cables
Water Filtration Plant
Standby Power Generation
Solar Energy Streetlights
Vigilance Cameras on all roads
24/7 Security Centre & Vehicles
Battery Driven Cars For Internal Use
Exclusive Intercom/Telecom/TV Cable
Ambulance Service
Fire Brigade.
Single Controled Entrance
Library, Marriage Halls, Cinema, Shopping, etc.
Dedicated Carwash Bays

Main Defence Road & DHA Commercial Broadway
Just 500 Meters from NetSol Software
Technology Park http://www.NetSolTek.com
(The largest IT organization in Pakistan)

METRO Cash & Carry Superstore at Entrance

Five Stars Serena Luxury Hotel at Entrance
(Planned on more than 45 Kanals)

Adjacent to Eden Avenue Extension
Opposite to main entrance of DHA Phase 8
1 Km from Ring Road.
1.5 Km DHA Phase 2
2 Km from Allama Iqbal International Airport
4 Km from Hyatt Regency & Pace Circle (Planned on 40 Kanals)
4 Km from Novotel Hotel & Shopping Mall

Contact LRE to Buy Best Locations

For more information, site visit and booking, please call:

Adil Saeed
Lahore Real Estate
Phone: +92-322-4009766 | +92-300-4009766
98-Y Commercial, Phase 3, DHA Lahore.

786@gmail.com">LRE786@GMail.com

(42176)

Hussain

Sunday, March 14, 2010 05:03 AM PST

Reply:

DHA-Phase 8

I have a question. If an overseas pakistani gets a plot in DHA lahore phase 8 does he have to pay subsequent instalments in US$ or pak Rs. because the down payment is to be made in US$ for overseas pakistanis.
Thanks
Hussain

CMY replied on Sunday, March 14, 2010 03:02 PM PST

They will be paid in Pak Rs.

(42175)

Kashif

Sunday, March 14, 2010 03:58 AM PST

Reply:

Which scheme is better for future investment:

1- DHA Phase 8
2- DHA Phase 9/10
3- Bahria town

I can wait for 10 years to see the value of my property go high.

Sadiq replied on Sunday, March 14, 2010 04:12 AM PST

Bahria town commercial

raja replied on Sunday, March 14, 2010 04:18 AM PST

BT is certainly best option

RANA replied on Sunday, March 14, 2010 04:53 AM PST

PAHSE 9 ,1O

Sami replied on Sunday, March 14, 2010 01:33 PM PST

BT is good but it is not in Lahore. Think of it as a suburb.

DHA 8 is best. From DHA 8 you can reach Mall Rd, Fortress, Gulberg in 10 minutes. All the good educatinal institutes like LGS, Beaconhouse, LUMS, etc, good hospitals, every kind of shopping, social and business needs are eazy to reach from DHA 8.

DHA 9-10 is second best. It will have approach from Ferozpur road near General Hospital and it will also have direct approaches from DHA phase 4 and 5.

If you work near Mohlanwal or Manga/Sundar side then BT is the best option to live in that area.

OVERSEAS replied on Sunday, March 14, 2010 01:48 PM PST

DEAR SIR

BHARIA TOWN BEST.
BUT WHAT ABOUT MALIK RIAZ
TELL ME PLZ.
DONOT MISS GUIDE THE PEOPLE.
WE ARE ALREADY IN TESION BCZ BAD CONDTION OF PAKISTAN

Rana replied on Sunday, March 14, 2010 02:35 PM PST

BT best...... buy on ground things

MAS replied on Sunday, March 14, 2010 03:44 PM PST

I find Sami's analysis more convincing (so far) because he has given reasons to back up his suggestion. I request BT fans to give reasons (such as one mentioned by Rana) as well. Thanks

(42174)

Sheharyar

Sunday, March 14, 2010 02:28 AM PST

Reply:

Ad Type

City

Scheme

Wanted

Rawalpindi

Behria Town

I want number,s of reputed Real Estate Agents who Deals in Behria town Rawalpindi...Thx

Allah rekha replied on Sunday, March 14, 2010 05:19 AM PST

zeeshan rasheed

(42173)

Javed

Sunday, March 14, 2010 01:25 AM PST

Reply:

Plot For Sale

Ad Type

City

Scheme

Block

Plot

Size

Road

Demand(Rs)

For Sale

Islamabad

Naval Anchorage

1 kanal

st 1

23 lakh

dr javed
Owner

(42172)

Raees turk

Saturday, March 13, 2010 10:24 PM PST

Reply:

hi
i need urgent plot in i-11 sector 25*60 size.
regards
Raees Turk

MAIL ME AT OR CONTACT ME AT

(42171)

taimur

Saturday, March 13, 2010 09:30 PM PST

Reply:

about

about ph viii as it has all size plots bigger plots will be on better locations as compared to others ?????and plz tell me about army quota in wat price they get it etc . wat will be the minimum price of plot after ballot of 1 k on good and worse location

where the ballot will be held. if some one wants to attned????

(42170)

A. Khan

Saturday, March 13, 2010 08:16 PM PST

Reply:

Need Help to Understand

Ad Type

City

Scheme

Phase

For Sale

Lahore

DHA

VIII

Assalam-O-Alikum All,

Please CMY or tohers help me understanding the DHA VIII Advertisement.

1. If I apply through balloting -- one kanal will cost me 55 Lac ( If I successful)

2. If I buy an existing allocation file at the market rate say 37 lac + developmet 12 lac total will be 49 lac.

I option 2 , I am sure I got a file and will get a plot after balloting and still cheaper than DHA offer.

Please help me understanding this!! Am I understanding it worng, Really appreciate.

Regards,

PROGRESS replied on Saturday, March 13, 2010 08:45 PM PST

Dear Khan

In option one payment in three years installments IF you get a plot.

In option two 37.5(file)+3(transfer)+12(devp) so total will be 52 lac and a one time payment of around 41 lac and a definite chance to get a plot.

Jameel replied on Saturday, March 13, 2010 08:52 PM PST

Yes it is right But you are not taking into account 275000 Transfer fees and commission, Like this plot will cost about 50 Lac. ie only about 5 Lac cheap.
Most are bookers are taking chance, and using guess work Like I have money for one Plot but I Book 10 plots. Each is costing me 55 each. After ballot 5 Plots are average, 2 are very good and 2 are bad one is triangle. Good plot Goes for 70 I paid only 5 and got 20, Average Plots also fetch average price of 58 Lac, I paid 5 for each and got 8 In Bad plots I lose 30 Lac in total.
In other words it is all guess work most of Bookers on Installments think that they will pay only few lacs and will get good Profit. Some times it works. Mostly you are stuck. But it is nature of People to take Chance not all can do like it.

Pardesi, Jeddah replied on Saturday, March 13, 2010 09:07 PM PST

At present, market price is 3.75m against DHA price of Rs. 4.5m; almost 17% loss from the DHA price & is expected to come down after the ballot.

Accordingly ... if successful in ballot, the market rate of the file will be less than Rs. 450,000 (first instalment) by atleat 17%, if not more than that (processing fee & membership cost cannot be recovered from the maket). Now, count the additional factors like location, economy , pace of development & other opportunities available in the market, depending upon the above analysis you can well imagine what would be the price of bad located plot. Now judgment is yours whether to apply for balot or not...?

After the ballot there will be approx. more than 5 to 7,000 files will be available in the market & you will have both options (with or without instalments) for the location of your choice.

friendly advice replied on Saturday, March 13, 2010 09:13 PM PST

I believe and Mr. CMY sahib has also confirmed that development charges are Rs. 10 lacs!

p.s. phase 8 Files may fall further as file holders may want to get out before the ballot and thus not have to pay development charges etc.In any case file holders are a different class of investors.

I personally believe dha lahore phase 6 and phase 7 offer more potential as the map of dha phase 8 leaves much to be desired. Besides we dont even know what the odds are of getting a plot in the ballot since dha lahore has very cleverly not disclosed that information.

After the file holders(about 3000) and the military quota (1000) I personally feel very few plots will be left for the applicants!

CMY replied on Sunday, March 14, 2010 03:46 PM PST

DHA 8 plot of one kanal on installment is Rs 45 lacs + development charges 10 lacs + DHA Membership fee 23000 + 5500 Processing fee. This your net cost for plot on installments. You will pay most part in installments for installments plot. You may or may note get a plot in ballot. You have Chance to loose 5500 if you dont get a plot in ballot. You have chance to make Rs 5 to 10 lacs on installements plot if you get a plot and its on good location plot. You could loose min 4.5 lacs and even higher amount on second day of ballot if its a weak or bad location plot. There are many villages pockets and 4 graveyard in DHA 8 proper map. Many commercial areas reserved areas in DHA map.Mny plots fcing high tension power lines or near them.Many plot in front of these or near these problem areas will be worth 40 to 45 lacs max including development charges. So in theory you will loose all your down payment immediately after ballot if you have a bad location in ballot. Same way if you get a corner facing park or large road or corner in DHA 8 ballot you could make 5 to 10 lacs on just 4.5 lacs down payment.

DHA 8 proper file is worth 36.35 lacs + Transfer cost is 2.25 lacs + 36000 commission + 10 lacs for development charges.
You could loose upto 7 lacs immediately after ballot if you get a poor or bad location and could gain 13 to 18 lacs if its a good or great location plot.

What I will do If I had a choice to buy on cash or apply on installments?

I will not apply for a plot on installment or proper files plots after looking at map of DHA 8. I will only pply for 2 kanal plots on installments. Because I have much greater chance to get a bad plot for installment plots or proper files plots due to its pockets grave yards commercial buildings high tension line ring road facing plots and many irregular size plots.

I will wait for buying in DHA 8 only after the ballot is held on April 5th. After ballot 100s of worst location plots will flood the market from day one feom very disappointed people at lowest prices. These bad location are extremely hard to sell at any price and my depress the market for 6 months to 1 year for even good location plots in DHA 8 proper. These bad location plots will drive price lower for even good location plots. Not many good plots will come to market for sale but there are always weak hearted or needy people so chance to get good location plot at lower price due to too many bad location plots sale are good.

I will request all website visitor to apply for 2 kanal plot because there not one plot of 2 kanal is on bad location. They all are facing main blvd of DHA 6. I believe price tag after ballot for 2 kanal plots will be arround 140 to 170 lacs. Their current price on 3 years installment is just Rs 140 lacs.

I hope my posts are some help in making a decision for you about what to do next. I dont want to break any hearts but this is new reality after looking a map of DHA ph 8 proper and reading it closely based on DHA 6 or 7 maps past experiance I think DHA 6 will be next leader in entire DHA and not DHA 8 proper as expected by me and most others in past. Normally DHA cleared all pockets by buying them out at very high prices and even moved grave yard to new locations but I give them credit that they showed DHA 8 proper map to public in advance so buyers could make informed decisions and I give credit to DHA for showing all posible pockets on map and not showing plots plots on them this time.

Now its duty of buyers to see what is best for them. We at Lahore Real Estate have tried to make things 100% crystal clear here and always try to give postives and minuses for each deal. No one should be a able to say I did not know plus or minus before applying on installments and buying files on cash.

Ch Mujahid Yasin
03224009967

Habib replied on Sunday, March 14, 2010 05:24 PM PST

CMY Golden words, this is 100% fact.

Siddique replied on Sunday, March 14, 2010 07:10 PM PST

Sir, CMY kindly analyse the commercial plots in detail of phase viii, before and after balloting.

MJM, Dammam replied on Sunday, March 14, 2010 09:49 PM PST

Very nice and logical analysis by CMY Sahib. I have been saying all the way from the date of announcement for DHA 8 ballotting to think twice before falling into installment gimmick (game). Apparently prices are very high and DHA very treacherously is trying to bait the people. Now CMY's changed analysis have transpired that prospective participants must think not twice but hundred times. If anybody wants to purchase small plots, he must wait for ballotting.

(42169)

agha ahmad

Saturday, March 13, 2010 05:45 PM PST

Reply:

NEED 10 MARLA PLOT IN AWT PHASE 2 LHR

Ad Type

City

Scheme

Phase

Block

For Sale

lahore

AWT

ANY

DEARS

I NEED 10 MARLA PLOT IN AWT PHASE 2 LAHORE

HASAN ALI replied on Saturday, March 13, 2010 09:12 PM PST

MY RELITAVE WANT TO SELL A PLOT AT 11 LAC

ALI

WHAT IS YOUR BUDGET

(42168)

Qureshi

Saturday, March 13, 2010 03:49 PM PST

Reply:

Wanted Commercial Plot in DHA

Ad Type

City

Scheme

Phase

Block

Plot

Size

Road

Demand(Rs)

Features

Wanted

Lahore

DHA

Any

Commercial

4 Marla

Any

40 Lacs

Front Side

Dear CMY,

I want to buy a commercial plot of 4 Marla in DHA.

My Budget is 40-45 Lacs.

Can you please guide me.

Kind Regards,

Qureshi

CMY replied on Saturday, March 13, 2010 03:53 PM PST

Qureshi I am sorry I dont have any thing under 80 lacs other than DHA 7. Even there you will have to iincrease budget 10 to 15 lacs.

In this budget Bahria Town sector C 8 marla plots may be a great deal for you.

Qureshi replied on Saturday, March 13, 2010 05:30 PM PST

Dear CMY,

Thanks for your prompt reply.

Can you please elaborate the location and the investment prospects of Bahria Town Sector C.

Is it fully developed and are people living there?

Also at what location can I get a commercial plot and what total charges do I need to pay.

Thanks for your cooperation.

Qureshi

S Saeed replied on Sunday, March 14, 2010 02:58 AM PST

Dear Qureshi Sahib AOA, for what purpose you are buying the commercial plot, are you going to make a plaza to rent? I am in USA and looking a commercial plot in defence to lease it to a bank or multinational company. May be we can discus what may be fesible before buying any thing.Saeed

Habib replied on Sunday, March 14, 2010 04:11 AM PST

Hello Mr Qureshi,

I have 4 Marla commercial plot in DHA EME,ready to contruct a plaza upto 4 floor = Basement+ground+4 floor.
My final price 55 lac, if you intrusted please contact me via E-mail

Good luck

Habib

Habib replied on Sunday, March 14, 2010 04:14 AM PST

My E-mail address is

Qureshi replied on Sunday, March 14, 2010 05:48 PM PST

Dear S Saeed sb.

I want a commercial plot for my own business.

Dear Habib sb.

My budget is max 45 lacs. I know DHA EME is excellent society and I would love to buy your plot if you can decrease your demand.

What is the location of your plot?

Thanks,

Qureshi

(42167)

DHA Lahore Phase 8 Forms

Saturday, March 13, 2010 01:57 PM PST

Reply:

DHA Lahore Phase 8 Balloting Info Forms

Dear friends due to heavy traffic on
WWW.DHALAHORE.ORG the official website of DHA Lahore may go offline during some periods
of day. It that case you can use these links to download forms and get other
info

DHA Lahore Phase 8 Ballot Newspaper Advertisement

DHA Lahore Phase 8 Ballot Application Form

DHA Lahore Phase 8 Map ( Master plan / Lay Out Map)

DHA Lahore Phase 8 Payment Plan For Installment Plots

**********************************
***For More Detailed Prices Schemes Click Here***

***For Past Prices History Click Here***
**********************************

Rates you can trust are provided by:

Ch. Mujahid Yasin ( CMY )
Lahore Real Estate
Registered/Authorized Dealer (DHA, EMAAR, Bahria Town, Urban Developers, etc.)
042-35692420 to 23 0r 042-111-111-040 in Office Hours Only
Mobile +92-322-400-9967
eMail: LahoreRealEstate@Gmail.Com and LRE786@Gmail.com

http://www.LahoreRealEstate.com

(42166)

Muhammad Aamir Raja

Saturday, March 13, 2010 01:46 PM PST

Reply:

Lahore Centre Mail Bouleward Gulberg

2-Shops are for immediate sale in Lahore Centre Lower Ground, Main Bouleward Gulberg Lahore.One Corner One Non Corner. Conatact Serious Buyers Only...
Thanks

mehrtex replied on Saturday, March 13, 2010 10:25 PM PST

Can you give me the size of shops and asking price.
are they empty or rented.
what sort of rent one can expect.

(42165)

shakeel

Saturday, March 13, 2010 10:27 AM PST

Reply:

plot for sale

Ad Type

City

Scheme

Phase

Block

Plot

Size

Features

For Sale

Lahore

Overseas enclave

366

250 yards

ready for construction

best location

(42164)

Suleman

Saturday, March 13, 2010 05:21 AM PST

Reply:

Ad Type

City

Scheme

Phase

Block

Plot

Size

For Sale

Rawalpindi

Behria Town

Ide.359

10M

Want to Sale Immedietly .Would Like to have the best offer

Safwan Khan. replied on Saturday, March 13, 2010 10:28 AM PST

AOA, my offer is 8 lacs. if interested in selling please email me

Thanks.

Ahmed replied on Sunday, March 14, 2010 12:18 AM PST

Dear Suleman,

My offer is 8 lacs 50 thousand. if interested email me:

regards

(42163)

Jameel

Saturday, March 13, 2010 01:55 AM PST

Reply:

why DHA 8 File going down.

why DHA 8 File Prices are going down. Still there is no official Comment of DHA 8 development Charges

lahoree replied on Saturday, March 13, 2010 02:08 AM PST

1-it will go below 30 lacs uptill the end of march/ballotting.
2-due to the recent blasts in lahore ,all the files will go 3-5 lacs

let us see wat happens?
allah knows better

Azam replied on Saturday, March 13, 2010 04:24 PM PST

I sold a plot in T block yesterday two lacs above my expectation! The deal was initialized last night after the blasts! The stock market closed 146 points plus (above the 10000 level) last evening.There is an evening session on Fridays so this was also after the afternoon blast. The dollar was down 30 plus paisas and has been losing value for the last many days.I have had three other offers yesterday for some of my other plots in phase 6 and phase 7 dha lahore!

There is definitely something positive in the air also.

May Allah forgive our sins and guide us through these traumatic times. I hope and pray for our beloved Pakistan. Pakistan hai toh hum hain!

visitor replied on Saturday, March 13, 2010 08:27 PM PST

there are good news about pakistan economy,the conditions are going to change but unfotunately our enemy is more active than our administration.when governmint and media start talking about water problems with india these blast come in action.in coming days the water issue will play an important role between two countries.

(42162)

imran

Saturday, March 13, 2010 01:29 AM PST

Reply:

Renovation /construction of house

Ad Type

City

Scheme

Phase

Block

Plot

Size

Road

Demand(Rs)

Features

Dealing

islamabad

All

Renovation /construction of house
I & I BUILDERS
I&I Builders Construction Services
We provide best construction services from designing of house to Owner Move-In the house. We manage or built almost every size and type of Residential projects across Islamabad/Rawalpindi. In today’s competitive and ever-changing world, let the expert people to work for you.I&I Builders provides excelent construction services.

If you have a old or new house and you want to renovate it of your choice with less expenditures, we are here to under take the task . If you require advice on renovation its free just call or mail me.