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DHA 7 plot for sale,

(49694)
Saturday, December 13, 2008 07:22 PM 

Dear CMY

I have a plot that I would like to sell, I would like for you to value the plot I have and if it is satisfactory I would like for you to handle the process.

The plot I have is in Phase 7 S block no: 784

I am willing to sell this plot at 42 lacs and if this is achieveable I will travel to Pakistan immediately as I have holidays till January. So please could you provide information if you can sell this plot.

CMY replied on Monday, December 15, 2008 05:08 AM 

Rashid bhai this plot is worth 36.50 lacs. Plots near your plot are available with us at this price. S 892 is available at 37 demand price. S 960 is also available 38 lacs demand price.

Please let us know if you are willing we could try our best to sell your plot at current market rate of around 37 lacs.

Ch Mujahid Yasin ( CMY )
0322-4009967
0300-4009967

Rashid replied on Monday, December 15, 2008 10:05 AM 

Dear CMY

Thank you for your quick response,
I want to make sure a few things if this plot sold for 37 lacs, am I correct in assuming that I would have to minus these figures.

(1) 175000 for outstanding development charge
(2) 2% Govt tax 74000
(1) 1% dealer fee 37000

Are these all the charges that will be deducted or if there are any others please let me know.

Another point I want to make is that the plot I hold is a 21 marla plot instead of 20 marlas thats why development charge is higher, would the price of this plot not increase due to the extra marla of land.

Rashid replied on Monday, December 15, 2008 10:22 AM 

Dear CMY
I would like to ask another question, I don't hold a pakistani bank account when this plot is sold, I would like for the pay order to be made out on my cousins name, is this possible in accordance with DHA regulations.

Thank you

CMY replied on Monday, December 15, 2008 11:21 AM 

Rashid sahib pay orders could be made in person other than the seller IF buyer is told about before deal. Most peole dont mind it.

CMY replied on Monday, December 15, 2008 11:27 AM 

Rashid sahib you will only deduct last payment of 1.5 lacs. You don't pay any tax ONLY buyer pays it. You will pay 1% of paid amount to you that will be about 35500 if plot is sold at 37 lacs. Sorry for late answer. There is no way to know your plot is 21 marla at this point. Size of plot is not known till possession is given. Some one may have cheated you its a 21 marla.

Rashid replied on Monday, December 15, 2008 12:26 PM 

Thank you very much again CMY Sahib for your quick response,

When I brought this plot three instalments had been paid, I latter recieved a phone call from my cousin to say that the dealer contacted him to say that because the plot was 21 marla the development charge had increased to 175000 I paid the outstanding 75000 to my cousin to pay DHA. Then I paid a further development charge which again I paid at 175000 through my cousin.

Please CMY could you tell me would the DHA office accept 175000 as development or they wouldn't and if they don't that means I have been cheated. Is there any way this could have been possible.

Rashid replied on Monday, December 15, 2008 12:33 PM 

CMY sahib

I want to know how I have been cheated, and a way I can do this would DHA print off the reciepts that have been paid as development charges. This would show there is no outstanding ammount and the charges remain at 1.5 lacs.

Jameel replied on Monday, December 15, 2008 07:07 PM 

This is strange story, all plots of DHA phase 7 have 1.5 Development charges every 6 months till 9 Lac will be paid, when possession will be available then depending upon the size of Plot DHA may charge little more money if Plot is bigger,
When you bought a plot you must have got allotment letter which is showing detail of all the the Paid and due instalments.
I think either you were cheated or hopefully This has happened,....
In Dec 2006 when you bought the plot CVT was imposed and which stated that "All Plots 20 Mela or Bigger would pay CVT of 25000" Dealer who finalized the deal tried to explain why you had to pay 25000 more, But you misunderstood that installment will be 175000 instead of 150000. On each installment you Cousin is depositing to DHA's account 1.75 Lac instead of 1.5 Lac [The Bank will never refuse you even if you pay 3 Lac] Now 75000 Must be credited as Plus in you plot's account. You can vartfy it from DHA's account office and if it is the case then next installment should be 75000 instead of 1.5 Lac to balance, But You need to get information from DHA account office.
Good Luck

Jameel replied on Monday, December 15, 2008 07:14 PM 

second thing if you sell plot in 37 lac and you dont clear next 2 instalments then you will get 34 lac in hand [i am not taking into account above ocnfusion till you clarify that why you paid 175000], If you clear Dec 2008 Due instalment you will get 35.5 Lac in Hand. You will pay 1% comession to dealer on what you get in hand. No other tax or dues will be involved.

CMY replied on Tuesday, December 16, 2008 05:55 AM 

Rashid bhai NO PLOT SIZE can be given by ANYONE for DHA 7 plots until possession is available in the block. You can send DHA 2 lacs as development charges . DHA will add 1.5 lacs to current installment and rest 50000 is added in next due installment.

I think in your case 1.75 lacs may have 25000 as fine for past un paid installments. I don't know what is going on here. Either send me copy of your allocation or intimation letter or send me receipt so I could check your account from DHA office and find out what is paid as development charges and what is paid as fines etc. But do keep in mind no one should tell you its a 21 marla plot at this time. If someone is telling you that there is some thing fishy and you should get it cleared.

Ch Mujahid Yasin ( CMY )
03224009967

Rashid replied on Tuesday, December 16, 2008 12:38 PM 

Dear CMY and Jameel sahib

Thank you for your advice, When I purchased this plot I recieved a reciept. I was told that I could collect the allocation letter in 15 days time, which was also stated on letter but I was travelling back to home the following day. I was told that this was not a problem and I could collect this allocation letter any time when I was next in Pakistan. Could you let me know if this is normal pratice.
I also have a reciept for CVT which was paid on the day of purchase of 25000.

But when the plot was purchased I was not made aware of any outstanding fines by previous owner and if they were would these be added to my account. I then paid the further 75000 for the three development charges paid by previous owner because they realised that plot was 21 marla, whch I now know to be false as they can not work this out at this point. Then I paid 175000 in June also,I have always paid my charges on time, I really hope that this is a mistake and my acount is in credit of 75000 inshllah.

How can I get this matter cleared ?

Rashid replied on Tuesday, December 16, 2008 12:56 PM 

Dear Brothers,

If I do sell this plot can you tell me the procedure and of anything I should look out for whilst the deal is going on.

Jazzak Allah you have been of very good help to me.

Jameel replied on Tuesday, December 16, 2008 07:16 PM 

Yes it is normal practice to collect original letter later, but other option was to pay 6000 urgent fees and get it same day, Possibly dealer did not tell you this option as he was planning to fool you.

Regarding 21 merla you had been fooled, there must be some other outstanding charges which Dealer reverted to you, But then onwards if you had been paying 175000, that surplus amount is with DHA and can be adjusted, Looks you lost 75000 which you paid 1st time to DHA, As seller was responsible to clear all dues before that.
Once I encountered similar situation I bought the plot in 30 lac I had to pay 30 lac to seller, but 321000 out standing amount was outstanding on that plot. My delaer "misguided" me saying you better clear this amount and make pay order of 26,79000 in favor of seller, I told him that I shall make only single 30,00000 Pay order in his favor, why should I clear dues for the plot which still belong to someone else. He siad what difference does it make it is matter of trust of 2 days, I said Ok you Pay I shall give you in 2 days. He said it was not a problem but I dont have this much cash in my hand, I told him laughing how much you have 1 lac? Give me I shall put rest from my side, Finally it was done in same way I wanted. Always remember to clear all dues is resposibilty of seller.

Pick a phone and at least ring your delaer to ask what did he do.

Rashid replied on Tuesday, December 16, 2008 09:37 PM 

Dear Jameel thanks for your input,

I hope the information that you have provided helps others as well as myself. I hope that is a lesson for others because it was certainly for me.

I believe it is best to go to a reputable dealer like CMY sahib and there are probably others too. Dealers may offer cheaper plots or sell your plot for a little more but we must think is it worth it in the long run. They will misguide you like has been done with me.

I would personally sacrifice 1 lac for safe and honest transaction straight and without unwanted suprises. I commend the work of CMY and his agency and people like Jameel sahib who state it as it is.
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