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3 wheeler or Rakshaw,

(53399)
Tuesday, June 9, 2009 09:33 PM 

Aslam O alikum, appoligies about non property releated query but i have a relative who lost his job is poor and asked to help him to purchase a 3 wheeler so he can feed his family in Pakistan

He is in Daska ara, or Sialkot those who do not know Daska, my question if if anybody know how much does it cost to purchase a good second hand 3 wheeler ? any idea how much he can save per month.

or any other low cost biz ideas


Thanks all

tzk replied on Wednesday, June 10, 2009 12:12 AM 

My information is 20 years old and is from Lahore. Rikshaw is available on daily basis. I know some people used to drive rikshaw of other people for 12 hr shift. They were able to make reasonable money compared to any other non skilled job after paying daily rent and patrol

Pakistani replied on Wednesday, June 10, 2009 02:18 AM 

My information is 4 years old and specific to Lahore. One my friend owned and drove rickshaw. According to him a Rickshaw driver's income depends on experience and instincts of timing, location and negotiation. He used to take home average Rs 500 per day working like 9-10 hours a day in two shifts 4-5 hours each. He was satisfied in it. His brother also drove rented rickshaw and wasn't as sharp as him. He wasn't that satisfied but still preferred it compared to unskilled jobs.

Don't know much about motorcycle rickshaw but have seen some people join and leave it quickly, which suggests a tight market.

hafeez replied on Wednesday, June 10, 2009 02:55 AM 

Mr. Irf do not make such passive inquiries, that shows flaws in your personality, nevertheless you are spending your hard earnining money. If you are helping your relaltive help him, and believe in his words your inquiry is like 'apna kurta chokko gay to apna ded nanga ho ga'.

Waqar Latif replied on Wednesday, June 10, 2009 03:18 AM 

@Hafeez

just for your information, if you are paying zakat than it is your duty you give your zakat to deserving person. (This is the main headache for me since just ownership of 24k is required to get exempted of getting zakat, so have to take care this as well while paying zakat). Lastly his query is not related to your answer or anywhere closer

@irf

you can get 3 wheeler 2nd hand for around 50-60k (not confirm), but main problem is those 2nd hand aren't good and saving from these vertical is pretty difficult (because of maintenance cost). So i will recommend a new 3 wheeler for the work. I don't know whether the scheme ("Sadar rozgar scheme") is still available or not. if that is available then go for it, u just need to pay some initial cash, everything is on installment then (v low markup). From that your relative can not only save (if he want to), but also give the installments of 3 wheelers.

Habib replied on Wednesday, June 10, 2009 07:14 AM 

I think prople are distracted they are saying ool fool
One year back New CNG Rikshaw Made in Pakistan+ china was 125 to 175 Thousands depending upon engine power. Old vespa Riksha was not available in less than one Lac till last year, reason was New CNG Riksha is not liked by driver because of Low Pickup.
But now Govt is strongly imposing CNG Rickshaw to curtail the pollution.So many old style Rickshaw are for sale so price may be bit low but not less than 75 to 80,000. In Daska where Road structure is Not very Good only old style 2 Stroke vespa type Ricsha may be sucesful. I think such a Riksha can be puchased from Lahore in about 75000. And also it is V easy and Cheap to maintain and rebuild this old type Rickshawa.
But to drive a Ricksha is Tough so beter tell your relative first try it on rent, If he like it Couple of week then you can find a Rickshaw for Him.
If he is already driving then it will be great favour for Him and God will give you Ajar.
@ Waqar Sahib I think we should not be lakir Kay Faqir, Nisab was 7.5 Tola 1400 years Back at that time Gold was really precious metal and you could Like many years with this money now You telling. Nisab is 24000 Only a faimily can hardly live 2 Months with this money.
Unfortunately most of us believe that we should give Charity to only those who are just dying of hunger. And if we have paid 10, 15 Rupees in Charity it is enough to keep us in Euphoria for many months.
May God Give us Wisdom to understand his teachings.

Waqar Latif replied on Wednesday, June 10, 2009 07:45 AM 

@Habib

bachay, have u read what i said? where exactly i mention nisab or something? I just mention the owner of 24k (i.e. 52 tolla silver) can't get zakat. where is nisab in it. or han i am not talking about your charity or throw aways(10Rs. 15rs. is neither zakat, nor khirat or not even sadka), i am talking about zakat, which is farz. & i no where mention the money, percentage or nisab, i know what is the rate of zakat i.e 2.5% to every one who is have 7.5 tolla (don't know what it called in english) gold or 52 tolla silver (similarly other things). According to ISLAMIC scholars, if you have only gold and it reaches to 7.5 tolla, then you have to pay 2.5% of zakat on it. but if someone has spare things like bike, car, ac, etc (which is not of your need) & it reaches to 24k (i.e. price of 52 tollay silver), then you have to pay zakat on it as well.

Lastly bachay habib, where exactly i said i will not pay zakat because of any problem. I said it is the headache to find the proper deserving person, whose owning don't reach to 24k GET IT?

Still if you have confusion, kindly ask some, "proper" & "islamic" scholar for this issue.

Irf replied on Wednesday, June 10, 2009 08:27 AM 

thank you all for your comments, i am not necessary giving this as Zakat but Charity, good to hear good coments, Waqar and Habib thanks for your feedback also lets keep the discussion postive

Asim replied on Wednesday, June 10, 2009 08:59 AM 

as always, Waqar Latif has proved that he is nut-case, he gets pissed-off if someone is talking sensible, could somebody plz send him to Rehab?

Habib replied on Wednesday, June 10, 2009 09:27 AM 

Dear Waqar Just To clear your confusion If someone is not Sahibe Nisab he is Haqdar for Zakat

FYI Zakat is Payable to following see nuber 1

1 Fuqaraa:
Those who own property in excess of basic necessities but below the value of Nisab
2.Masakeen:
Persons of extreme poverty who possess no wealth whatsoever
3.Aamileen:
(Zakat collector) According to Scholars, those persons who are appointed by an Islamic Government to collect Zakat. It is not necessary that this be a needy person
4. Muallafatul Quloob:
Those poor and needy persons who are given Zakat with the intentions of solidifying their hearts because they maybe recently converted to Islam or to bring them closer to Islam
5. Ar-Riqaab:
slaves whose masters have agreed to set them free on a payment of a fixed amount, Zakat may be used to purchase their freedom
6. Al-Ghaarimeen:
A person whose debts exceed his assets and his net assets (after deducting his liabilities) is below the Nisab limit
7. Fi Sabeelillah:
Those who are away from home in the path of Allah
8. Ibnus-Sabeel:
A traveler, who, whilst wealthy at his residence, is stranded and in need of financial assistanceReferences for this information and more in depth coverage about Zakat are available on our website: www.hidaya.org/zakat

tzk replied on Wednesday, June 10, 2009 12:24 PM 

NISAB for Zakat:

A Tolah of Gold is more than 10,000 rupees, so nisab will definiotely be more than 75000

i replied on Wednesday, June 10, 2009 12:43 PM 

one most importnat point is for zakat donater can not force to utilize money as per his advice. Whose taking zakat he must be free to utilize this money as per his wishes and requiremnt donater can not advise to spend this money as his advice.

iNAM

Abdullah Qureshi replied on Wednesday, June 10, 2009 04:41 PM 

@Irf
I would recommend having your relative to try renting a riksha and driving it for 6 months to get a taste of this work. If he does not have the temperment for this line of work, then buying a riksha will be a waste of money.

May Allah SWT accept your helping him out and give us all the ability to help out our friends and relatives - Aameen!

Jameel replied on Wednesday, June 10, 2009 06:53 PM 

Dear TZK Gold is Rs 26000 per Tola in pakistan same is rate in UAE

Waqar Latif replied on Thursday, June 11, 2009 02:50 AM 

uff habib, isn't i said the same thing? ok you win, now enjoy. & thanks for clearing my confusion (ab khush)? & sorry about getting a bit rusty.

@Asim, the liar

you only appear when you find some way to pinch me :P

Waqar Latif replied on Thursday, June 11, 2009 03:14 AM 

@tzk

actually there is a bit confusion, Quran no where mention about cash money i.e. dinars. It only mention 52 rolla silver i.e. Rs. 24k (around), Gold 7.5 tolla i.e. Rs. 175000 (around), similarly goat, sheeps. cows etc. Now scholars are divided into two groups (on the money), 1 say since currently the money is backed by the gold, thats why Gold should be the standard for calculating nisab in rupees. Other says containing most of the scholars, in the time of prophet muhammad (SAWW) silver was used for transaction (coins, dinars, dirham etc) thats why that should be a standard. Also they have one more thing adding to this is since nisab was declared in prophet muhammad (SAWW)'s time, so it should be taken as it is.

So you can see, the difference is pretty high. From which scholar i have discussed this (Last year), they told me that Nisab is been calculated on the basis of silver (not gold). If you have just gold then you should go with gold otherwise you have to go with silver & money should be calculated according to that.

Bakki its your choice to chose what ever you like gold or silver, you have to answer in front of Allah for you deeds, and i have to for mine.

Habib replied on Thursday, June 11, 2009 04:29 AM 

why Dont you make things simple, most of scholors agree that Nisab was enough money to feed you and your Family for full one year. Because of industrial revolution it is easy to mine Gold and Silver and their Value contine changing with Market forces like in 1980 it was 1000 UAE Dhs per tola in 1998 it was 300 Dhs per Tola and Now in 2009 it is 1100 Dhs per Tola [i gave the example of UAE Dirhams as it is very stable currency though still it has inflation and devaluation in course of Time]
Why Dont you think a family needs minimum 20,000 to live these days and if you have 240,000 you are Sahib e Nisab and if not you are Haq dar till you become Sahib e Nisab [at least my understanding is this]
Quran invite us to use our Brains and find our ways but people have becom hostage of few Ulma whoes bread and butter is to create Nifaq in Muslims.

Waqar Latif replied on Thursday, June 11, 2009 05:45 AM 

@Habib

i no where try to complicate things, but just inform you what i heard & know. Also, you are forgetting, nisab don't count on the things which are of my use, also the things which are not been placed for lone yr uselessly. Like business money or goods, like your house car, ac, fans, lights, kitchen equipments. So let suppose i have 1 lac ruppees, which i am using for my daily use then nisab don't apply, but if i have just 25k spare to me, then nisab does apply.

This also means if i am getting 3 lac/month. but in the end of month nothing lefts in my pocket then zakat don't apply on me. but if i earn 10,000 & saved 25k last yr which are still in my pockets then i have to pay zakat on it.

Actually, i personally have same problem, i just earn enough 4 my family, while there is gold of my wife which reaches nisab level, thats why i have to pay zakat, whether i can afford it or not. but yes if i sale that gold and buy a house for my self, then again i will come under nisab. I hope i am not again complicating things. :)

& yes Quran do invites to use our brains, but also tell us to ask from those who knows. & i think scholars are the one who actually invest their life while study quran and fiqah. We only have one scenario, but they get many scenarios from different people on their daily routine.

Asim replied on Thursday, June 11, 2009 12:37 PM 

@waqar latif

no hard feeling brother, i do respect you because u sound like a deendar and patriotic person, keep up the gud work,

apology about my past comments,

tk cr

replied on Sunday, November 6, 2016 08:07 AM 

I want 2 stoke rickshaw good condition then Lowe price .if any one done sale a rickshaw then contact on my number
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