I was reading through the post 47668 & was not able to resist my temptation to speak about it. Yes, returning expatriates are facing problems whether to invest in real estate or … Friends are requested to share particular ideas for the returning expats.
Despite many attempts, the inner conscience of many individuals remains doubtful about interest on Islamic banking. I wonder how much Islam stresses on education & knowledge as our beloved Prophet Mohammad SAW emphasized to get education even if u need to travel to China (means a far-off travel to an unfamiliar place, expensive, may be a threatened, painstaking & time-taking journey). This is infact the beauty of education & awareness; the more people learn things by applying knowledge-based approach towards practical problems more they develop their understanding & they come out of the fantasies & influences of fake mullahs & pundits. In the same way one can rebut the false propaganda of the proponents of interest, manipulating interest with the words like banking profit, Islamic PLS sharing, etc. With His limitless Knowledge Allah Has declared interest as haraam & declared a war against Allah & His Messanger SAW… who can win this war, it is obvious. It was never that complex at the time of Prophethood as it is in these days & it is important to note that presently it has become an issue only for those who fear Allah’s wrath in the Hereafter; Allah Knew it -that it will become a practical problem for the innocents of present era. Who dares to think that Allah Had (Ma’aaz Allah) Overlooked the practical difficulties of modern economics?
This situation presses human mind to think in the light of this fundamental guidance to explore new avenues to earn & diversify… a blessing in disguise. Think of it; if doing business without the fear of loss was an easy way, no one would bother to keep his hard earned money into the banks, on the contrary if it was not declared haraam no one would be willing to take the pain of business loss & other problems. Interestingly, more & more wealthy & mostly elderly people are giving more excuses & seek refuge in getting immunity against Riba despite their years of practical knowledge & experience. As I always said: “Self-Prudential formulas can be exchanged based on certain misleading facts & figures but non of these can make up ideology of a Haraam (interest) as Halal. That can only happen if a person has installed another mind in place of his heart; using minds in place of heart can resolve the equation. Dear brothers please give a second thought to your views before airing them.”
Dekhna tou yeh hay ke Allah hum se kya chahta hay.
1. Apply all available resources & modern techniques to flourish in your job or business wholeheartedly & leave the results on Him – The All-Giver.
2. Seek knowledge & learn to LEARN new things.
3. Till the time of our last breath provision of Rizq has been promised. How it will reach you? From where Allah makes the arrangement? On what land the grains will be grown which will become the part of your meal? …its upto Him. You are required to strive for it in the right direction. (Dear Expats! imagine how Allah Fed u when u were abroad & Will Continue to Feed you back in ur homeland as well.)
4. End-of-the-day, be contented to what you have achieved or lost.
5. If you have enough, diversify your funds into long & short term investments & remain watchful.
(Riba was haraam in every religion, their descendants made changes in their laws, like creation of Christianity after the Prophet Issa (AS); practicing Jews even today do not deal in Riba WITH EACH OTHER but they have made it halal for themselves if they deal with a non-Jew.
For the interest of those who need to find alternate solutions may follow the enclosed links. Interest-free Time Multiple Counter Loan (TMCL), brain-child of Sheikh Mahmud Ahmed's book "Man & Money")
http://www.amazon.com/gp/reader//ref=sib_fs_top/?ie=UTF8&p=S00K&checkSum=YeOhxKcd1sepwT3xMHasetcGy%2Fn5kxKRx5ebFQniMMw%3D#reader-link 
