| Name |
Details |
| 40034) |   |
| Hassan |
| hanu_1234@hotmail.com | | Phone:00966-566046590 | City & Country:
- | |
 Monday, September 8, 2008 07:39 PM PST Reply: 
Saffari villa (Gardenia - 5 marla)
 I am interested in buying a 5 marla saffari villa (gardenia).Contact at my e-mail or mobile.
Thanks
|
| 40033) | |
| Pardesi |
| | City & Country:
Jeddah, KSA | |
Monday, September 8, 2008 04:57 PM PST Reply:
DHA Ph 8 & Parkview
Dear freinds
Please help me to understand which files of Parkview fall in litigation area and why there is a difference in DHA8 vs Parkview allocation file rates. I am not been able to go to Pakistan these days and trying to invest from abroad. Some property dealer has quoted that there is nothing like allocation & against land (means dealer's created illusion) & DHA is not specifying Parkview land (may be due to litigation?). A sincere advice will be much appreciated as I am away & cannot deal face-to-face. People holding these allocation files are requested to share their views about their investment as well.
Please consider 10marla files also in your recommendations.
Jameel replied on Monday, September 8, 2008 05:29 PM PST
This is really a mystery, No one knows only one person Claims he has some insight and that is "investor" you may search and scroll his old posts, Though I dont agree with hime fully . That is why i am looking for DHA 7 Plot instead of Parkview file. |
|
| 40032) | |
| Nadeem |
| khawaja_nca@yahoo.com | | City & Country:
lahore | |
Monday, September 8, 2008 04:52 PM PST Reply:
Nespak Phase-2, site-1 Rate
Dear Mr. CMY,
What will be the currant rate of 10 marla plot in D-block of Nespak phase-2 site-1. If it is coming beside wall and instead of 10 marla it is 12 marla.
Regards
Nadeem
|
| 40031) | |
| Basharat |
| | City & Country:
Doha, Qatar | |
Monday, September 8, 2008 04:38 PM PST Reply:
VIPs are guarded by Army of police
This picture is self explanatory
Basharat replied on Monday, September 8, 2008 04:40 PM PST
http://epaper.dawn.com/artMailDisp.aspx?article=08_09_2008_113_002_001&typ=2 |
|
| 40030) | |
| info |
| | City & Country:
Islamabad | |
Monday, September 8, 2008 03:14 PM PST Reply:
Zakat Calculator
Dear All,
Wish you all Ramadaan Kareem. Yet another Ramadaan, yet another opportunity for all of us to reap the rewards from Allah Subhanawatalah, Ameen.
Please find attached (link given below) the latest version of the ZAKAT CALCULATOR incorporating a few useful recommendations that were received during the last year. Hope you will be able to send this out to other brothers and sisters. Please don't forget to read "SUMMARY FOR INSTRUCTIONS & NOTES" in the sheet
As we all know, if we pay and distribute our zakat diligently, Allah (swt) takes the responsibility of protecting & insuring our wealth.
HAPPY RAMADAAN Once again.
http://88.208.244.6/temp/zakatcalculator.xls
|
| 40029) | |
| S Irfan |
| Irfanmalhi@aol.com | | Phone:9177541765 | City & Country:
USA | |
Monday, September 8, 2008 03:13 PM PST Reply:
plot for sale
| Ad Type | City | Scheme | Phase | Block | Plot | Size | Road | Demand(Rs) | Features | | For Sale | lahore | sukhchayn | 1 | e | 56 | 1kanal | 120 | 4400000 | main blvd |
Main Blvd,Facing scheme,s main park.
|
|
Monday, September 8, 2008 03:12 PM PST Reply:
Lahore Real Estate Market Pulse Sept 9, 2008 3:00 PM
DHA Lahore Phase 5 . Allocation 1 Kanal seller at 47 Lacs
DHA Lahore Phase 5 Extension. Allocation: Buyer(s) at 32.75 Sellers(s) at 33 lacs
DHA Lahore Phase 6 Allocation: Sellers(s) at 45.50 Lacs
DHA Lahore Phase 7 Allocation: Sellers(s) at 25 Lacs
DHA Lahore Phase 8 Allocation: Buyer(s) at 40.50 Seller(s) at 40.75 Lacs
DHA Lahore Phase 9/10 Allocation: Buyer(s) at 17.65 Seller(s) at 17.75
Parkview-DHA-8 Lahore 1 kanal allocation OPEN file Buyer(s) at 31.85 Seller(s) at 31.95 Lacs
Parkview-DHA-8 Lahore 1 kanal allocation Transfer file Buyer(s) at 32.70 Seller(s) at 32.85
Parkview-DHA-8 10 Marla allocation Buyer(s) at 22.60 Seller(s)at 22.75 Lacs (Good buying seen today)
*** Always deal with Registered/Authorized Dealers only ***
Rates you can trust provided by:
Ch. Mujahid Yasin ( CMY)
Lahore Real Estate
Registered/Authorized Dealer (DHA, EMAAR, Bahria Town, Urban Developers, etc.)
+92-300-400-9967
+92-322-400-9967
eMail:
LRE786@GMail.com
http://www.LahoreRealEstate.com/
|
|
Monday, September 8, 2008 03:11 PM PST Reply:
...about Home Finance or Bank. From the post 40011
This is incredibly encouraging we are concerned about Haram (as I said: it pinches).
Dear Liaqat, definately you will be pardoned Insha-Allah as Allah forgives all the sins of non-believers upon their conversion to Islam, why not we the Muslims who commit mistkes but revert to His Mercies. Better discuss your particular problem with some renouned scholor.
I am an SAP consultant & have over 12 years experience in Finance backed up by 3 degrees but my source of Inspiration from the Quran is Ayah 275 of Surah Al-Baqarah. About 5 years ago I attended a Seminar in Lahore which debated the issue in detail. A professor from Peshawar presented there a concept of interest-free Time Multiple Counter Loan (TMCL), brain-child of Sheikh Mahmud Ahmed's book "Man & Money" (http://www.amazon.com/gp/reader/0195796454/ref=sib_fs_top/103-8229631-0482215?ie=UTF8&p=S00K&checkSum=YeOhxKcd1sepwT3xMHasetcGy%2Fn5kxKRx5ebFQniMMw%3D#reader-link). Unfortunately the concept was not supported by the Govt. of Pakistan rather this book was made redundant by the backing of some foreign banks in the Western world & no one was allowed to take exerpts from this book niether it was included in any of the texts in universities. So solutions are there: Allah always provides cures for all the diseases.
I have also heard unconfirmed news that some of the financial institutions in Malaysia offer interst-free loans. About Islamic banking of these days one thing is for sure that the regular banks also offering Islamic Finance seems a sugar-coated version as their basis are in interest & they manipulate funds both-ways while a pure Islamic Bank which has niether of its business based on interest can be further studied. They claim some renouned scholors on their panel of advisors but that too is insufficient to prove "interest-free"; I wonder why they shy away from TMCL refered above. Last week I met a Saudi Banker here saying Islamic Banking is also being developed & practiced in Europe. Thus, doubts still exist & I invite all the brothers if they can share further info on this.
I would like to thank CMY for providing space to this thread as it is very much a related issue of the soring prices of housing these days.
Islamic Banking replied on Monday, September 8, 2008 07:43 PM PST
Islamic Banking Is Not Islamic
This is how Islamic Banking works
1. Depositors place their savings with the bank whom then provide the funds to businessmen in exchange for a share of the profit (or loss). This profit (or loss) is then passed on to the depositor. Interest may be forbidden but profit is not. So what is the difference between profit and interest?
2. The key difference is that interest is fixed and certain whereas profit is not. Thus the more successful the project, the more the bank will earn and pass this down to the depositors. This is called the Profit/Loss Scheme (PLS) and is considered just according to Islamic scholars. Not sharing the profit with the bank and depositor is considered unjust.
3. However, this plan has some serious flaws. Remember, the higher the expected return, the higher the risk. The chief flaw is that the bank and its depositors have to share in the risk of project failure, which in the worst case may see the loss of the entire principle. The depositor may be a pensioner who does not want to take risk. He or she just wants principle to be assured and is contented with a little return (i.e. interest) for his bank deposit.
4. If he is willing to risk his capital in hopes for higher return, there are already instruments for him to invest in. He can buy stocks directly or through real estate and by investing in a business venture
5. There is no need to specially start Islamic banking for these people when they are already well served. The Islamic Bank, however, does not cater to the group of people who just wants the preservation of capital and are content with a low interest rate.If all the world’s banks are Islamic, this group of people will have to hide their money under their mattresses
6. Another problem is that under the PLS, there is an incentive for the businessman who took the bank’s money to report a loss. That way, they don’t have any profit to share with the bank.
7. Under the Islamic financial system, unprincipled businessmen will try to report losses when they are making profits. This can be done by creative accounting.
8. In practice, Islamic banks are aware of this problem. A report by the Institute of Islamic Banking and Insurance stated:
“While designing an alternate to interest-based system, it was realized that large scale resorting to PLS system of Islamic banking could pose serious risks and hazards to Islamic banks due to wide-spread tendency to adopt unethical accounting practices to conceal true profits, high rate of illiteracy and host of other reasons.”
9. In practice most Islamic banking is not truly based on the PLS. This means that depositors and the banks get fixed return for their money. The common financial instruments are:
a)Muradaha (Cost-plus sale).
b) Deferred payment sales
c) Purchase with deferred delivery
d) Leasing
e)Loans with a service charge
10. The most important is the Murabaha. This is how it works. The bank, at the request of its client, buys some goods and resells the goods to a client at a fixed profit (read interest) regardless of the success or failure of the client’s business. The payment can be in one go or in installments over many years. The only risk that the bank take is that the client cannot honor its agreement to pay up – same as in conventional banking.
11. Whether his client makes a lot or money or lost money, he is entitled to ask for his fixed “profit”. So in spirit, there is no difference with conventional financing. It is the same for the other instruments. The whole Islamic banking is an exercise in self-delusion. An Islamic scholar, Justice Taqi Usmani said:
“Islamic banks are using the instrument of Murabaha within the framework of the conventional benchmarks like Libor etc. where the net result does not differ from interest-based transactions.” |
|
|
Monday, September 8, 2008 03:07 PM PST Reply:
Lake City Lahore holders in great trouble.
Very disappointed to read this Lake City Lahore article.
Assad replied on Monday, September 8, 2008 04:53 PM PST
Lake City admin playing games, fail to pay HRL: development @ site suspended
http://www.pakrealestatetimes.com/showthread.php?tid=986 |
Salam replied on Monday, September 8, 2008 06:02 PM PST
This is difficult time for whole country due to inflation and depreciation of Pak rupee.
This is just beginning, we can forget thinking about any further development of infrastructure, ring roads, 7 star hotels, and future of property business is not so bright.
It is mainly a stamina race if one can hold his property till next military man fix our economy and restart the cycle of development, sent corrupt politicians back to gallows, where they really belong. |
Javed replied on Monday, September 8, 2008 06:42 PM PST
I dont know the actual position, but attached news itself shows that Rs.42 crore paid out of 50crore, it does not show that Lake city will get default or invester lost their money. may be these peoples (habib rafiq) exploiting Lake City credibility.
God Is Great |
arif replied on Monday, September 8, 2008 07:32 PM PST
dear brother no body is to blame but us one must be patient and understand the ground situation .Is this the time to invest as far as my knowledge goes 2007 onwards one shiuld have been careful, hikes would come and go but real price valuation would come by 2010 january.Our brothwer outside invest and get caught in a situation like this who on earth would invest.Well please do your own research |
|
| 40025) | |
| Habib |
| | City & Country:
- | |
Monday, September 8, 2008 01:02 PM PST Reply:
Under ground electricty and other Luxaries
In 2005 many housing societies announced that they would provive underground electricity, does any one have experience, what is difference in Cost of development of Underground cabling vs Electric Poles, and what is afterwards maintinance coast, as I know In UAe there is underground Cable system but maintinace etc is very expensive.
With the increasing cost of material many housing societies are finding difficult to complete development, i guess instead of increasing devlopment charges, luxary items should be dropped and people should be given possession as soon as possible,
I am Impreesed by low cost development work done by, WAPDA and Nasheman iqbal pahse 1, Work looks simple but compact and durable, and correctly functional
|
|
Monday, September 8, 2008 08:37 AM PST Reply:
Looking for 10M house doubl unit
| Ad Type | City | Scheme | Phase | Size | | Wanted | lahore | DHA | 4 | 10M |
salam i am looking for 10M house double unit in dha.for two independent familys i want a new build house can anybody help me,how min.price can i get Thanks to every body.
|
| 40023) | |
| qaiser |
| | Phone:0333 4272935 | City & Country:
- | |
Monday, September 8, 2008 03:47 AM PST Reply:
|
| 40022) | |
| Adnan Akbar |
| aakbar@kfh.com.bh | | Phone:+97339064494 | City & Country:
Bahrain | |
Monday, September 8, 2008 12:27 AM PST Reply:
RE: PECHS ISLAMABAD PRIME LAND FOR SALE
| Ad Type | City | Scheme | Block | Plot | Size | Demand(Rs) | | For Sale | Islamabad | PECHS | C-EXT | 20 | 300 Sqyard | 11 lacs |
PECHS, Islamabad is conveniently located on the junction of Motor Way & Fateh Jang Road, near New Islamabad International Airport. Development work has been completed in most of the blocks and in other blocks it is in progress. Even construction of houses has also started. Inshallah, in future when New Islamabad Airport will be completed and operational, this housing society will be benefited maximum because of being right in front of the New Airport.
PLOT DETAILS:
PLOT No: 20-C (EXT)
PRICE: PRS 11 LACS ONLY
a a replied on Monday, September 8, 2008 09:56 AM PST
What is the status of services in the area:
1. Electricity
2. Water
3. Gas
4. Roads
5. Severage
6. Status of construction of houses in the area |
Aamir replied on Monday, September 8, 2008 10:48 AM PST
..." located on the junction of Motor Way & Fateh Jang Road"....
Please clearify the location, there is no juntion/interchange of Peshawar Motor Way with F'Jang road. |
nabeel replied on Monday, September 8, 2008 05:04 PM PST
its called fateh jang interchange. built and opened last year |
|
| 40021) | |
| Hassan |
| hanu_1234@hotmail.com | | City & Country:
- | |
Sunday, September 7, 2008 10:31 PM PST Reply:
Safari villas (Gardenia)
What would be the cost of the gardenia villa (5 marla).At what price it can be rented out once purchased.Also say something about the availability.Does price has to be paid lum sum or it can be paid in installments.Please share info.Thanks
|
| 40020) | |
| M Abbas |
| mabbas10@hotmail.com | | City & Country:
Lahore | |
Sunday, September 7, 2008 10:23 PM PST Reply:
Want to buy a plot in Rajput Town
| Ad Type | City | Scheme | Size | | Wanted | Lahore | Rajput Town | Any |
Salam to All,
I am looking to buy a plot in Rajput town, Lahore. I have one to sell please email me at mabbas10@hotmail.com
With plot number and the price.
To all other readers what is the going price I should pay ?
All advice will be greatly appreciated
Thanks
M Abbas
|
| 40019) | |
| Nabeel |
| | City & Country:
isb | |
Sunday, September 7, 2008 08:49 PM PST Reply:
Property business is in full swing - islamabad
We have noticed that property business is in full swing specially in islamabad. Good reports are coming out from many property agents. What is the update of lahore?
khalid replied on Sunday, September 7, 2008 10:22 PM PST
Nabeel , I also heard that property in islamabad and rawalpindi is going fast now, especially zone2, DHAI and Bahria town. I have heard people r now investing in bahria alot is that true and so many sale purchase going on |
nabeel replied on Monday, September 8, 2008 01:09 AM PST
yes there has been alot of gain specially in zone 2 and bahria in the last few months, few hot cakes are g-14 and g-15 specially |
Bahria is best invest replied on Monday, September 8, 2008 07:01 AM PST
It is bcs Bahria has delivered possession of phase 7, and they are working on phase 8. People are now thinking how cheap bahria town is compared to other place in Rwp. with such a top class state of art
onstruction.
You can still buy 7 marla for 8 lacs in phase 7, you wont get 2 marla for this price even in shitty localities in Rwp. |
JI replied on Monday, September 8, 2008 01:42 PM PST
A few months back I visited BT phase 8 I must say BT has done a wonderful job and the roads and constructions and street lights and everything, it is just wonderful. I think people of rwp must visit this place
Now I will pay all my development dues on time.
I know you guys are thinking I am some guy for BT, I do not care. I just request you to visit BT rawalpindi.
Regards |
azee replied on Monday, September 8, 2008 02:11 PM PST
It shows you'r very much impressed by BT projects, here I would ask you about Phase-9, is there any development activity going on, and in future near or long will it give something to victims of phase-9, I strongly hope to have some answer here. Thanks. |
azee replied on Monday, September 8, 2008 04:24 PM PST
Mr. Nabeel it looks difficult to give some comments about Phase 9, isn't it. |
JI replied on Monday, September 8, 2008 04:30 PM PST
Dear azee,
On the risk of sounding a bit selfish here, I have no idea abt phase-9. I did not go there to see what is happeing on the ground _if there is any or if there will be any I do not know. I have plot in sector C and and this is coming up really nice, with picturistique landscape and hugely wide roads and footpath (even DHA has never heard abt something called footpath that exist along every road abroad).
Once again sorry man.
Regards |
nabeel replied on Monday, September 8, 2008 05:02 PM PST
ofcourse, not all phases of bahria are good. investment is a different game. Right now we are talking about low budget under 50 k |
|
| 40018) | |
| Shad Ali |
| | City & Country:
Rawalpindi | |
Sunday, September 7, 2008 08:25 PM PST Reply: |
