Lahore Real Estate Forum

Monday, December 15, 2025 03:09 AM
Total Records: 767   Records Viewed Per Page: 10
(767)
Thursday, March 10, 2022 10:25 PM PST 
>
(766)
Tuesday, September 14, 2021 09:50 PM PST 
Future of Phase 9 Prism Commercial 4m

Dear CMY Sb and all experts here, Aoa,

Please shed some light on dha phase 9 commercial 4 marla files. Is it a good investment to do? Current rate is 330 where do you see this going in coming 2-3 years? Is it a good investment or risky one?

Thanks.

Opinion replied on Tuesday, September 14, 2021 11:57 PM PST 

Best investment of all times. Minimum plot in prism is 4.5 crore. Good is 6 and best 7 crore. But today file is not available less than 340 in market

Amjad replied on Wednesday, September 15, 2021 12:01 AM PST 

Commercial gains are un-matched. Today prism kanal allocation is at 175. Compare it with 4 marla comm file. Commercial file still very lucrative

alpha replied on Wednesday, September 15, 2021 12:42 AM PST 

Opinion sb/sahiba and Amjad sb. When can I construct a shiny plaza on the 330 lakh 4 marla file plaza, rent it and retire ?

Arhum Arhum replied on Wednesday, September 15, 2021 12:48 AM PST 

Commercial files of prism are very attractive however there is no availability in market usually. Commercials are always much better than investing in residential because buying a commercial plot/file is like purchasing a stock. A stock will give you dividend as well as capital gains over time and same goes for commercials, capital gains+rental income when you build it. But totally against holding commercials long term and using it for rental income because return on invesment is very low and not as good as plot trading. Once you feel commercial value is close to maxing, exit.

Issue of course is commercials are much more expensive so most investors get priced out. Prism commercial file is good opportunity, no doubt if you can get hold of the files.

Opinion replied on Wednesday, September 15, 2021 01:07 AM PST 

@alpha, sonay 330 lac main itnay mazay? Plaza banana hai tou phase 6 main 15 crore kharcho and enjoy karo

alpha replied on Wednesday, September 15, 2021 02:01 AM PST 

I am not sure phase 6 commercials at 15 crore. If they are, I do not understand the valuation. If they reap a rent of 5 lakh a month, it would take about 30 to 40 years just to breakeven. There are better investments.
For phase 9, the break even period might be longer. With the advent of malls and online shopping, who would need to rent a 4 marla commercial ?

Arhum Arhum replied on Wednesday, September 15, 2021 02:46 AM PST 

Indeed Alpha that is exactly my point. Phase 6 MB commercials are actually priced around 15 crore so makes no sense to use them for only rental income purposes because annual rental return is so low (around 5% on investment).

Which is why buy commercials at cheap rate, when you get possession, build them and put rent them out. Wait for good enough capital gains to be made, then exit and move onto next phase. With this scenario you get capital gains+rental income for some while. For example you buy a phase 9 prism commercial file today, hold till possession, when possession arrives and you think it will still make reasonable capital gains, then construct on the plot, rent out the building. Collect rent+cash out when you feel capital gains targets have been reached (lets say it hits 12 crore valuation).

Investor replied on Wednesday, September 15, 2021 12:47 PM PST 

Dha main jo milta hai pakar lo bhai prices tou barh he jani hain

SC replied on Wednesday, September 15, 2021 01:10 PM PST 

I have major issues with Prism commercial locations which are yet to be balloted.

Majority of them are in litigation areas (K block commercial in litigation area near Roohi Naala, F block commercial on Darbar location near ring road, H block commercial on top of Yohanabad etc.)

So forget about ballot and constructing a plaza anytime soon!!!

alpha replied on Wednesday, September 15, 2021 01:32 PM PST 

When will one be able to construct a plaza on a 4 marla commercial file? How long will it take to ballot and get a possession? I am not an expert on commercial property and have little knowledge of dynamics of 4 marla commercial in average to poor locations. I fail to comprehend good rental income from average to poor locations from a 4 marla tower. I need some education here ( in a non-condescending way Opinion). Please do not give examples of Y block market or Phase 6 MB. Their location justifies their economics ( rental demand, foot fall etc. ).

Business man replied on Thursday, September 16, 2021 01:19 PM PST 

All over the world businesses are at a sharp decline due to COVID-19. In pakistan the inflation and a sharp decline in valuation of Rupee has decreased the purchasing power of masses and resultantly business are at sharp decline. In other posh societies of the city like Valancia, Wapda Town etc. only banks are providing good rent and a lot of commercial properties are available for rent but there are no one to afford such high rent. In 3rd world countries where literacy rate is low online business were expected to come in the market after 5 to 10 years but COVID - 19 has dubbled the speed of on line businesses and these businesses have started capturing the market.

It is difficult to afford such high rents today so after more increase in the commercial property prices and subsequently rent will compel the business community to go for on line businesses.

Thinker replied on Thursday, September 16, 2021 02:20 PM PST 

Investing in commercial now is a very bad idea. The rental income will be too low, and if rents are low then prices cannot be high in the long run. Buying a 15 crore plaza and getting a rent of 3.5 lak per month in phase 6 is a bad investment. I also agree that online shopping has taken off and people buy almost half of their stuff online, specially where brands are involved as you get the same thing, without driving, parking, hot weather issues. It will be very difficult for stores to stay competitive while paying rent, electricity, salaries, maintenance etc with online businesses selling the same thing like mini minor, generation, ethnic, bata, service etc. commercial will be used mostly by banks, offices etc. Also with malls where you get everything in one place and they are air conditioned, why would anyone go for shopping in 4 marla plazas with lifts and stairs.

Hard thinker replied on Thursday, September 16, 2021 03:57 PM PST 

Es hisaab se tou phase kay tamam plazay ab tak vacant honay chaiye thay phir? But happening otherwise wahan mil kuch nahe raha

alpha replied on Thursday, September 16, 2021 04:04 PM PST 

I was looking for some commercial real estate a year and half ago. There were ample opportunities in Phase 1 to 4. Lots of vacant floors in 4 marla plazas. Things might have changed now as per hard thinker. I settled for a good place in Haly tower - which at the time was also empty.

Arhum Arhum replied on Thursday, September 16, 2021 04:19 PM PST 

I think you all missing point of my argument. Commercials see similar capital gains in percentage as residential properties do, the only difference is initial capital investment. So buy commercial files at cheap rates if you have the money and then watch them gain a lot in value. When you get possession, you may then generate rental income for a while until you feel exponential capital gains have been achieved, then you exit and move on. Commercial investment is best by far but difficult as you get priced out.

It is a no-brainer that investing in commercials for rental income is bad. No one should buy a commercial for the 4-5% annual returns through rental income. Plot trading (whether of commercial or residential) is much more valuable and gives better returns.

Business man, indeed true but temporarily. Business cannot all shift online, there is a social and pleasurable aspect of purchasing goods in person. Nothing can replace physical stores altogether. I am seeing many plazas emptying due to restaurant business down but same time, seeing a lot more offices open of real estate, construction and allied industries. Also seeing a lot more medical, grocery shops open. So overall, the demand for rental buildings although is down but not as much as being said. Post-covid, it will rebound.

Thinker, indeed same views here as I have said above. Hard thinker, I have seen many plazas empty from phase 1 to 6 recently and some have been empty for almost a year now. Most do get picked up quickly. Why are some still remaining empty? Because overall supply has increased due to boom in construction, either that or owners are not willing to budge to correct rental value rates. In phase 6, rainbow superstore occupied a 20 marla plaza front and back (4 floors i think) but they were outcompeted by Al Fatah and Jalal sons so they vacated. Now cakes and bakes has taken one floor but only 8 marla of that space. Spice bazaar has taken top floor and roof top but remaining space still is empty you see. Many more cases as such I observed in phase 1-6 Lahore.

alpha replied on Thursday, September 16, 2021 04:39 PM PST 

for capital gains, won't 5 marla file be better - less risky, more liquid , fundamental demand

alpha replied on Thursday, September 16, 2021 04:39 PM PST 

I meant 5 marla residential

Arhum Arhum replied on Thursday, September 16, 2021 07:07 PM PST 

If you look at percentage returns, then almost all categories of residential and commercial give roughly same returns. 5 marla generally stay more expensive per area because the development charges of most housing schemes are not progressive with respect to area and secondly, you're paying more installments per area. I'll take prism as example, I think 5 marla development charges were something like 9-10 lac, 10 marla was close to 14 lac and 1 kanal was about 20 lac. Similarly, installments are not progressive with respect to area and 5 marla have greatest charges per area.

So overall 5 marla ends up having a higher price later on and the effect of slighter higher demand for 5 marla is not huge on prices. Commercials in my opinion beat residentials as an investment because you can build on it and get rental returns for few years (as you wait for further capital gains to be made)

alpha replied on Thursday, September 16, 2021 07:20 PM PST 

Makes sense. But I fail to understand what will be use and customers of upper floors in a 4 marla four storied tower in a remote sector of a large phase ( prism ). A bank ( worth going ) will not put a branch in a 4 marla in a remote sector. So far, I see property dealer offices in the upper floors. For office space, one would prefer more central locations in an large corporate towers ( like Tricon ) instead of putting 30 folks in a 4 marla floor.
Also, location becomes more important factor in commercials - and with file in a large phase one is not sure where will it be. Risk-adjusted, an on-ground 5 marla, or a 5 marla file might be better.
One can rent a 5 marla ( enough fundamental demand ) as well. 8 marla excites me but its too expensive. 4 marla is like a suzuki cultus...

alpha replied on Thursday, September 16, 2021 07:25 PM PST 

again when I say 5 marla, I mean residential 5 marla. I am not an expert on 4 marla commercial real-estate so my observations are purely personal, and should be taken with a grain of salt. 4-marla might be a gold mine, but I need to touch and feel to believe it. A file for 3.5 crore in dhok khabba may not cut it for me.

Arhum Arhum replied on Thursday, September 16, 2021 07:36 PM PST 

Banks almost always want a full building of 8 marla and same goes for big businesses. For 4 marla, what I've seen is that basement, ground, mezzanine, first floors are easily rented out to anyone including restaurants, grocery, bakeries etc. Those floors are most valuable as every business wants them. The top 2-3 floors are always for offices, small restaurants, clinics, gyms and generally smaller businesses etc. The view from them becomes better and more aesthetic so they become nice working environment. To rent out a full 4 marla building is slightly tougher so you usually have to rent out the ground floor+mezannine+basement to someone and other floors to some other business. Very easy to rent out ground and lower floors but might take more time to rent out upper floors.

Business man replied on Friday, September 17, 2021 12:13 PM PST 

The increase of Property prices in DHA since 2001 threw a huge impact on other walks of life. The land owners in nearby areas of DHA also became millionaire & billionaire and they started purchasing lands in other parts of the province hence agriculture lands became expensive. The rent of Lands (Theeka) also became expensive and subsequently dairy products and agriculture products became too much expensive and got out of reach of 70% to 80% of masses. Of courses people are buying these products to their bottom line to bind the relation of soul and body and purchasing floor, rice etc. but expensive fruits and dairy products are out of reach for majority.

As a business man i know that hoteling and grocery items give only 15% return and out of this you have to arrange salaries, Electricity Bills, Rent and other day to day overhead and after managing all this you will see for savings. The constant increase of property prices will create more and more difficulties for business community. For residential purpose you may choose to afford Federal blue area or I-10 katarian as per your class and to maintain your Level but for establishment of a new business you need to survive with low expenses and a majority loose their investment as a result of high cost of infrastructure.

My brother in law sold his 2 plots of 1-K in Lahore and started a business of Sub-way in New york and after two years he sold the said business by losing all his basic investment and at a huge loss. So high rent is a world wide issue and for sure this will leave a impact on business in Pakistan. As Mr. Arhum said it may be a temporary issue but in my opinion it is a permanent issue in Pakistan and will increase day by day and this is not only for Covid-19. As these problems were also faced before Covid-19.

Only few people having their own commercial properties will earn or chain stores and big organizations will sustain due to their huge sale volume.

Arhum Arhum replied on Friday, September 17, 2021 06:18 PM PST 

I don't know about your brother's investment so cannot comment but rental returns are generally much higher in NY and USA. Pakistan, annual rental incomes are so low, only 5-6% of property value whereas almost everywhere else it is roughly 10% so rent is actually much lower here. Which is why you see small businesses thrive here actually. There are so many stories I can tell about how small businesses became medium sized and expanded or at least survived for very long time within Lahore itself.

There's actually a very good reason why rent is much lower in Pakistan. It is because most people in Pakistan make money from plot trading, hence those that invest in real estate are not looking for rental income primarily (as a result of being developing country). In other nations, which already have developed cities, those that invest in real estate earn money from rent rather than long-term trading of properties as property trading is does not given much returns in such countries. As for your comments on restaurants, restaurants with dine in have incredible margins. Delivery restaurants also have very good margins but much of that is eaten up by foodpanda monopoly through commissions. Groceries generally do have 15% margins but those can be upped through bulk buying as big ones like Al Fatah and Jalal sons do.

When it comes to DHA, business is very valuable. Cannot say the same about other areas but purchasing power of consumers in DHA is incredible which is why businesses thrive there.

Muhammad replied on Sunday, September 19, 2021 04:57 AM PST 

Thanks alot everyone JazaKAllah
>
(765)
Saturday, June 5, 2021 01:20 PM PST 
Which option is better for living in next 1 year

Which option is better for living in next 1 year 8 Marla DHA, 9-Town or 10 Marla DHA Phase 7?

Opinion replied on Saturday, June 5, 2021 06:19 PM PST 

9 town best

Amjad replied on Saturday, June 5, 2021 09:21 PM PST 

Dha 9 Town preferably

Abuzar replied on Saturday, June 5, 2021 09:23 PM PST 

Go for 9 Town Dha
>
(764)
Thursday, April 16, 2020 02:49 PM PST 
DHA 9 Town

Aoa pls guide the future of dha 9 town for 1 year.

Thanks.

Nabeel replied on Thursday, April 16, 2020 06:47 PM PST 

100% Great investment hai bhai
Dha 9 town k rate to 5-6 mah main bht zyda up ho jane hai
15 lac to wase hi neachy i hui hai market 9 town ki woh bhi up honi hai

Amjad replied on Thursday, April 16, 2020 06:48 PM PST 

100% Great investment hai bhai
Dha 9 town k rate to 5-6 mah main bht zyda up ho jane hai
15 lac to wase hi neachy i hui hai market 9 town ki woh bhi up honi hai

Azan Maqsood replied on Thursday, April 16, 2020 06:54 PM PST 

As we know that the government has announced a package for the construction industry. Most of the builders are already constructed many houses and many new buyers will generate to buy those constructed houses. If we see this status then no doubt it would be a good investment for 1 year.

For more Details or investment suggestion that which block will be preferable to buy then call to
Bilal Bhatti + from Lahore Real Estate ®

Akhtar replied on Thursday, April 16, 2020 08:47 PM PST 

Any benefit for plots/ new construction

CMY replied on Friday, April 17, 2020 12:36 AM PST 

In current market conditions on ground plots especially and under development plots generally will gain or at least not lose any value.

DHA Town 5 marla prices are beaten up and should see recovery and gains in months and weeks ahead.

Please must save this number + on your phone contacts & only use this hotline number for all direct message.

Choudry Mujahid Yasin
*Send Me A Direct Message NOW* >>> https://web.whatsapp.com/send?phone=&text=
Lahore Real Estate ®
+
MB-46 Main Boulevard DHA Lahore Phase 6 Near DHA Head Office

We Are Registered / Authorized Dealer Of
✅ DHA Lahore
✅ DHA Quetta
✅ DHA Multan
✅ DHA Gujranwala
✅ DHA Bahawalpur
✅ Bahria Town
✅ Naval Anchorage Gwadar
And Many Others
https://www.youtube.com/subscription_center?add_user=choudryyasin
www.LahoreRealEstate.Com
www.Twitter.com/LahoreEstate
www.Facebook.Com/LahoreRealEstateDotCom
I*nfo@LREPK.Com
>
(763)
Saturday, June 22, 2019 11:49 PM PST 

Dear Tax Experts,

In past five years, I have bought two plots. One in DHA Multan (transferred money to my younger brother account, and he purchased on my behalf. He is a student and have no source of income). 2nd plot, I bought by sending directly to owner money in installment remittances.

I am a non-resident since last 10-years. Do, you advise me or my brother to become filer??
:h

Adnan replied on Sunday, June 23, 2019 02:56 PM PST 

ok so I am in the same situation, only that my brother is already a filer. According to the law (available on the FBR website), if you are a non resident and you do not have any income in Pakistan, you do not need to be a filer. Non residents are also not required to furnish wealth statements. If the money to buy plots was sent through banking channels (currency exchanges in the gulf also have a forwarding local bank in Pakistan) and you do have documents to show the transfer of funds, no need to become a filer since plots do not generate income. If you sell those plots in the future, then you need to be a filer to enable FBR to determine whether or not you should be charged any capital gains tax. However, with the current situation in terms of inflation, devaluation, etc. there will not be any capital gain in the foreseeable future. This is my take so far, and I plan to sit with a tax adviser in Pakistan on my visit next month. If any one on this forum can add or clarify, that will be wonderful.

amjad replied on Sunday, June 23, 2019 07:37 PM PST 

I am in a little bit different situation. I am a tax payer and paid instalments of my brother's plot with an understanding that he will pay when he returns. so please guide me.

faiz ahmad replied on Monday, June 24, 2019 03:51 PM PST 

As you have send your money through bank and you have bank receipts, your money is white.this amnesty scheme is not for you.
Still I advise you to become filer as non resident pakistani without paying any tax and mention your these two plot in your wealth.

Adnan replied on Monday, June 24, 2019 04:07 PM PST 

An update for overseas Pakistani brothers, I spoke to FBR today and was informed that non resident pakistanis do not need to be a filer if they do not have income in pakistan. As long as you have sent the money to buy property in pakistan that can be verified by bank through a foreign remittance certificate, it is white and tax free. The only drawback of being a non filer non resident will be having to pay higher tax on sale of property (non filer tax rate is higher). So until you do not decide to sell the property, no need to be a filer. Although you can become a filer online and can file a zero income tax return online as well, once a year, without having to hire a tax adviser or coming to Pakistan. So I have decided to not become a filer until such time that either I have income in pakistan or have to sell my plots and invest elsewhere. Decision is upto the individual. Same thing I said in my previous reply on this post but now its ratified by FBR. You can call directly to the FBR hotline at any time @ . Hope this helps.

Tahir C. replied on Tuesday, June 25, 2019 06:40 AM PST 

@Adnan... Thanks for sharing. I sent an email query to FBR helpline last week but got no reply even after 7 days. Had asked similar clarification in my own specific situation. A lot of Overseas/Non Residents are still not clear with "Disclosed/Declared" and "Undisclosed/Undeclared" e.g National Saving Scheme investments other than Real Estate.

Adnan replied on Tuesday, June 25, 2019 01:57 PM PST 

@Tahir C. Amnesty scheme is clear, if the money is legitimate and you can prove the source, e.g., remittance certificates that your bank has to issue, you do not qualify for the amnesty scheme. If you send money from pakistani bank overseas branch to the same bank pakistani branch, e.g., I send from HBL Bahrain to HBL pakistan, no need for remittance certificate, your bank statement is good enough. However, if the sending bank is different, or if you send via money exchange to your bank account, the money exchange will send to their corresponding bank in pakistan which may not be your bank, so your branch then needs to obtain a remittance certificate from the corresponding pakistani bank, which is a bit of a hassle but if you have good terms with your branch manager, this should not be problem. Amnesty scheme is for black money only, if your money is white, relax.
>
(761)
Tuesday, February 26, 2019 03:31 PM PST 
DHA Peshawar Detailed Information & Prices By Lahore Real Estate �

DHA Peshawar Detailed Information & Prices By Lahore Real Estate ® Feb 26th 2019


Area:
Total Notified Area for project is 17,000 Acres (136,000 Kanal). Among which Phase 1 is comprises of 2600 Acres for Sector A to J.

Development Work and Possession:
Currently development work is going on in full swing in Sector A,B and C by NLC and FWO. While the work in Sectors D,F and G will start soon. Possession in A,B and C will be most likely have in early 2020.

Plot Categories:
Existing categories of plots are 5-Marla, 8-Marla, 10-Marla and 1-Kanal Residential. Soon plots of sizes 2-Kanal, 4-Kanal Residential and 4 Marla to 4-Kanal Commercial will be available. 4-Kanal big sizes plots will mainly for high-rise buildings. Further, not a single plot in whole Phase 1 is diagonal or samosa size. 1-Kanal plots are in separate sectors while 5,8 and 10 are in different sectors.

Road Structure:
Max wide road in DHA Peshawar is 130 ft and many of internal roads are also 80 ft. 1-Kanal Plots are on 50+ ft roads, 10-Marla on 40 ft and 5-Marla on 30 ft roads.

Nearby Housing Schemes Comparison:
1-Kanal in Regi Model Town is around 1-1.25 Crore and in Hayatabad around 2.50-3.5 Crores

Prices Trend:
Initially in start first 1-Kanal was sold at 60 Lacs and then fell low to 40-42 Lacs. After that it moved to 55 Lacs just before balloting of Plot numbers in Dec 25 2017. Per Kanal DC value for 2019 is Rs 33.275 Lacs.
Mostly buying selling happening now is in Sector A and C. Below are the current prices of Plots without development charges.

5 Marla
Block F & G = 24 to 26 Lacs

8 Marla
Block G = 33 to 36 Lacs

10 Marla
Block H = Booking Price 28 Lacs & Profit = 15 to 16 Lacs

1 Kanal
Block A = 100 to 115
Block B = 95 to 110
Block C = 85 to 100
Most Non Map Block Plots 65 to 67
File Price 60 to 60.00 Lacs for Affidavit

Development Charges Details:
1 Kanal 22.50 Lacs
10 Marla 13.50 Lacs
8 Marla 11.50 Lacs
5 Marla 9.50 Lacs

Transfer Fee Details:
5-Marla -> 55,000
10-Marla -> 65,000
1-Kanal -> 95,000
Affidavit Transfer Cost (including membership Fee) -> 62000
In addition Lahore Real Estate will charge commission /service charges of 1% of Plot/File Price. If transaction is below than 25 Lacs then we will charge Rs 25,000.

DHA Peshawar Latest Development Past Current Future Prices Trends Map Study Update By LRE Feb 2019


DHA Peshawar Development Update On Ground Video Sectors A C Etc Feb 25 2019


DHA Peshawar Map Combined Sector A B C With All Sectors Locations Latest Fab 2019
DHA Peshawar Map Combined Sector A B C With All Sectors Locations Latest Fab 2019

For buying selling files or plots or assessment of your plots please call Lahore Real Estate ® with full confidence.


Ch Mujahid Yasin (CMY)
+   (Regular calls or SMS & WhatsApp).
Lahore Real Estate®
+92-42-111-111-040


Send A Direct WhatsApp Message To CMY Now >> https://web.whatsapp.com/send?phone=&text=


Don't Forget To View Like & Subscribe LRE Official YouTube Channel
Lahore Real Estate Youtube Channel


Lahore Real Estate® is Authorized & Registered Dealer of DHA Lahore DHA Gujranwala DHA Multan DHA Bahawalpur Naval Anchorage Gwadar Bahria Town Pakistan and many more. 


Amjad replied on Wednesday, February 19, 2020 05:38 AM PST 

Need 4 kanal residential plot in dha peshawar
>
(760)
Monday, October 29, 2018 09:29 PM PST 
DHA Phase 9 Town Lahore Block Wise Prices Update

DHA Phase 9 Town Lahore Block Wise Prices Update


Residential Plots

5 Marla
Block A = 63 to 85 lac
Block B = 63 to 85 lac
Block C = 65 to 85 lac
Block D = 57 to 75 lac
Block E = 46 to 58 lac (Cost of Lend)

8 Marla
Block A = 95 to 105 lac
Block B = 85
Block C = 95 to 105
Block D = 75 to 90 lac

10 Marla
Block A = 135 to 150 lac
Block D = 125 to 150 lac

Commercial Plots
CCA
45Marla = 275 to 350 lac
8-Marla = 550 to 750 lac
E Block
4 Marla = 250 to 325

Thanks & Best Regards,
Adnan Siddiqui
+
Lahore Real Estate
MB-46 DHA Phase 6

Subscribe to Pakistan most popular property channel with 7 Lacs viewers and 6K+ subscribers.
Subscribe now so you don't miss a video.
Lahore Real Estate Youtube Channel

Amjad replied on Monday, October 29, 2018 10:43 PM PST 

Dear Lre team
Yahan plot k rate up huwe Hain pehley 5 merla plot k rate they.
60 to 85 lac lakin ab
63 to 85 lac
Lakin market main to kuch behtari nhi ai
Plots k rate to up nhi huwe
>
HTML code is disabled     Got to MORE Discussion or Ads on Next Page