Lahore Real Estate Forum

Sunday, August 23, 2026 01:38 AM
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(57768)
Sunday, August 11, 2013 11:34 PM PST 

Ad Type
City
For Sale
Riyadh
Sorry for non property related question!
I m from Ksa planning to visit Dubai by air.
Can I get visa on arrival with Pakistani airport and telecom engg Iqama?
Any suitable area for hotel to stay with family and 2 kids?
Spots to visit for kids and family?
Thanks in advance!

Abdul Subhan replied on Monday, August 12, 2013 07:03 AM PST 

Your passport and Iqama should have six months validity.
Furnished appartment will be better choice; book on line. Lamcy area is good for stay. Explor internet for visiting spots.

Bukhari replied on Monday, August 12, 2013 08:38 AM PST 

Mr. Rizvi, please make sure that all passports including children must be electronic not normal. Otherwise you will not be allowed visit visa to enter UAE. Pakistani engineers on arrival at UAE airport can get visit visa. I will suggest you to make your hotel booking through Booking.com on internet. It is more cheap than what you will find after arrival at Dubai. For sight seeing and hotel selection internet is the best guide. Metro is best suggested for visiting most of the tourist spots.

irfan replied on Monday, August 12, 2013 03:15 PM PST 

Yes you should be able to get visa

try to avoid bur dubai and deria area for hotel stay

you can try al barsha for mid range or marina etc or sheikh zayed road for bit high ends

spots lots of mall and parks, try mall of emirates indoor ski, dubai mall, dubai mall area also have fountain show, check it out
visit sharjah, and abu dhabi and RAK for mountains

Traveler replied on Monday, August 12, 2013 03:17 PM PST 

I think you need to get visit visa prior to fly..it takes 2 days for visa issuance you may
contact any travel agent to get it.You may find reasonable pricing hotels in Sharjah area starting from AED200 to 500 per night full suit all inclusive. Recommending Sharjah hotels as all resturants are nearby walking distances. You may book a trip for desert safari, wild wadi water park, farrari world in Abu Dhabi, Dubai Mall i think largest mall in the world, Abu Dhabi Grand Mosque, Jumeira Beach Walk near Marina mall, ICE Rink in mall of emirates, water fountain show in dubaimall starts daily 6:30pm and continues after every 30 minutes intervals and do ride on dubai metro train you may jusy park your car in any station and ride from there i think daily pass is like 10 dirhum each..and many more please google it .thanks

Johar (Saudi Arabia) replied on Monday, August 12, 2013 04:30 PM PST 

1) YES, You must have copies of Iqama of all family members and return tickets.VISA form could be obtained from bank on airport.185 Dirham per passport.
2)Better to take apartment in sharjah as it will be cheap.Bets way is to check hotels/apartments from booking.com as per your budget.
3)Dessert safari, ferrari theme park abudhabi and burj khalifa. Rest of things you can check from https://www.arabian-adventures.com/en/tours-and-safaris/index.aspx. It all depends on your budget and better to take package if you don't have any known person in dubai.It will save your time and efforts and you could feel better.
4) You could go by your own car as well.

Regards,

AR replied on Monday, August 12, 2013 07:41 PM PST 

it is advised to obtain your visa before you travel. Your travel agent can help you in this issue. If you are buying on line then answer carefully. Profession is not mentioned on passport these days neither allowed to carry IQAMA, The only proof of your professions is on visa stamped.

In simple it is hard to predict for Arabs.

Rizvi replied on Tuesday, August 13, 2013 10:18 PM PST 

Many Thanks for all who share their experiences and advices.

I cheked with Embassy and they said, if iqama is valid for 3 months and passport has validation of 6 month, you can get VISA on arrival.

Once again Appriciated.

regards
>
(57767)
Sunday, August 11, 2013 09:32 PM PST 

Ad Type
City
Scheme
Phase
Block
Plot
Size
For Sale
Lahore
DHA
7
Y
2808
1K
For Sale
Lahore
DHA
7
Y
3239
1K
For Sale
Lahore
DHA
7
X
1568
1K
Dear LRE team,

Can you give me current price estimate of 03 nos. plots mentioned.

Also guide if it is advisable to liquidate phase 7 plots now and where to invest next to gain max capital gain in next 6 months.

Best regards,
A short term investor

OP replied on Sunday, August 11, 2013 10:49 PM PST 

Strongly suggest NOT to sell DHA Phase 7. This will jump dramatically as soon as possession given. If you can hold these for atleast another year.

beginner replied on Monday, August 12, 2013 02:06 AM PST 

Totally agreed with OP. Do Not sell phase 7 plot at this moment.

Short term Investor replied on Monday, August 12, 2013 01:31 PM PST 

And current price estimate of these plots?

Short term Investor replied on Monday, August 12, 2013 01:45 PM PST 

Lahore Real Est and LRE
team

Lahore Real Est replied on Monday, August 12, 2013 04:29 PM PST 

Dear Sir,
DHA Lahore Phase 7 Near Y 3239 is valued around 77 to 78 Lacs
DHA Lahore Phase 7 Near Y 2808 is valued around 81 to 82 Lacs
DHA Lahore Phase 7 Near X 1568 is valued around 74 to 75 Lacs


Lahore Real Estate
>
(57765)
Sunday, August 11, 2013 06:28 PM PST 
Supreme Court Employees Society Islamabad

Almost twenty years back the SCECHS launched the housing scheme but, till now there is no progress that members know of. This has given rise to many rumours about misappropriation of members money, and many other dishonest practices. These rumours might be untrue. But the Supreme Court, especially the honourable Chief Justice and other honourable judges are requested to intervene and ask the Managing Committee of the Society to make public a detailed report about the progress made so far in acquiring the remaining land, getting NOC from the CDA, and timeline for development of the plots. This would clear the fair name of Supreme Court from any questions being raised about the SCECHS and its affairs. After all, it is the Supreme Court whose name is linked to the project.

M. Iqbal Mallick-Riyadh replied on Wednesday, August 21, 2013 12:23 PM PST 

Dear Aurangzeb
Your are not the only one who has suffred & pobably swindled by some group on the name of Supreme Court. Thousand persons including my self are affecties.I suggest we should make some kind of association to highlight the isue
>
(57764)
Sunday, August 11, 2013 06:23 PM PST 
DHA PH 6 BLOCK , N PLOT # 1210

Kindly evaluate DHA PH 6 BLOCK , N PLOT # 1210
>
(57763)
Sunday, August 11, 2013 06:10 PM PST 
739-V in Phase 8

LRE Please suggest me the current value of my plot 739-V in Phase 8,DHA Lahore

Lahore Real Est replied on Monday, August 12, 2013 09:32 PM PST 

Dear Mr.Alvi,
DHA Lahore Phase 8 Near V 739 is valued around 135 Lacs

Lahore Real Estate
>
(57762)
Sunday, August 11, 2013 02:20 AM PST 
price check

Ad Type
City
Scheme
Phase
Block
Plot
Size
Cur. Rate
lahore
DHA
7
Y
1705
1K
Can you please tell the current price of the plot .....

Lahore Real Est replied on Monday, August 12, 2013 04:38 PM PST 

Dear Sir,
DHA Lahore Phase 7 Near Y 1705 is valued around 79 to 80 Lacs

Lahore Real Estate
>
(57761)
Saturday, August 10, 2013 09:07 PM PST 

Ad Type
City
Scheme
Phase
Block
Plot
Size
Cur. Rate
DHA
LAhore
7
Y
247
1K
Can I have the current rate of this plot please?
Thx

Lahore Real Est replied on Monday, August 12, 2013 04:54 PM PST 

Dear Sir,
DHA Lahore Phase 7 Near Y 247 is valued around 92 to 94 Lacs

Lahore Real Estate
>
(57759)
Saturday, August 10, 2013 01:01 PM PST 

what is the current market price of T-1377, PH 8,DHA LAHORE

Lahore Real Est replied on Monday, August 12, 2013 04:35 PM PST 

Dear Sir
DHA Lahore Phase 8 Near T 1377 is valued around 128 to 130 Lacs

Lahore Real Estate
>
(57758)
Saturday, August 10, 2013 12:56 PM PST 
8 Marla Plot in DHA 8

Dear Sir,

i have 8 marla plot (690 Y) in Dha phase 8,kindly let me know the market price of my plot.

Regards; Umar

Lahore Real Est replied on Monday, August 12, 2013 04:42 PM PST 

Dear Sir,
DHA Lahore Phase 8 Near Y 690 is valued around 48 to 50 Lacs

Lahore Real Estate
>
(57756)
Thursday, August 8, 2013 02:47 PM PST 
Eid Mubarak

Eid Mubarak To You And Your Families From All Of Us At Lahore Real Estate. May Allah bless all with best of health, happiness and prosperity. Ameen.

Adil Saeed
03224009766
Info@LREPK.com

AR replied on Thursday, August 8, 2013 03:37 PM PST 

Eid Mubarik to LAHORE REAL ESTAE
team too.
May Allah SWT bless you all with happiness and successes. (ameen)

ZM replied on Thursday, August 8, 2013 06:14 PM PST 

A very happy Eid to
Lahore Real Estate team also.

REGULAR VISITOR OF PAGE replied on Friday, August 9, 2013 03:34 AM PST 

VERY HAPPY EID GREETINGS TO ALL STAFF MEMBERS OF
LAHORE REAL ESTATE

ZM replied on Friday, August 9, 2013 01:58 PM PST 

A very happy Eid to
Lahore Real Estate tea. Indeed they have provided woderful unprecedented service to the public.

Wasim replied on Friday, August 9, 2013 01:59 PM PST 

A very happy Eid Mubarak to LRE
Team and all other Brothers. May Allah bless you and your families.

Azee replied on Friday, August 9, 2013 02:03 PM PST 

EID MUBARAK TO ALL
May Allah S.W.T bless all of us and our country of Progress with PROSPERITY Amin. Amin. Amin

Pardesi, Jeddah replied on Friday, August 9, 2013 02:07 PM PST 

Eid Mubarak

Abed replied on Friday, August 9, 2013 02:07 PM PST 

Eid Mubarak to LRE
team also.

Johar (Saudi Arabia) replied on Friday, August 9, 2013 02:08 PM PST 

EID Mubarak to LRE
Team and to all readers of this website.Stay blessed.

Regards,

SIM replied on Friday, August 9, 2013 02:08 PM PST 

Dear LRE
Eid Mubarak
you are the best
team.

beginner replied on Friday, August 9, 2013 02:09 PM PST 

A very happy Eid Mubarak to LRE
team.

Ch Khalid UK replied on Friday, August 9, 2013 02:09 PM PST 

Dear all and CMY with its LAHORE REAL ESTAE
Team

Wish you and to Your Families a very happy Eid Mubarak

Asman replied on Friday, August 9, 2013 02:09 PM PST 

Aoa adil hope you and your family are well happy eid Mubarak to you, and regards to plots I would like to get more info on what are your purchase schemes and what is the options rite now of buying Plot in which sector is available. Many thanks salaam.

GHULAM QASIM replied on Friday, August 9, 2013 02:42 PM PST 

EID MUBARAK TO ALL LRE
TEAM AND MAY ALMIGHTY ALLAH BLESS U ALL

Awais replied on Friday, August 9, 2013 06:40 PM PST 

Eid Mubarak to Pakistan and all Muslims.
my warm Wishes for
Lahore Real estate team, they r doing a splendid job.

Sohail, KSA replied on Friday, August 9, 2013 06:42 PM PST 

A very Happy Eid to CMY & All LRE
Team.

Sohail, KSA

b.a.s replied on Friday, August 9, 2013 08:23 PM PST 

a very eid mubarak to all

Aamer replied on Saturday, August 10, 2013 04:18 AM PST 

See that's how all Pakistanis celebrate Eid, sitting online and responding to everyone & everything coming their way :)
I wish a very happy and blessed Eid to all of my friends

Ahmed Paki replied on Sunday, August 11, 2013 12:37 PM PST 

Aoa,
A very happy Eid mubarik to All Muslims and specially to pakistanis and Very Humble and sincere prayers for the less fortunates of our society. May ALLAH give us all courage and resources to help our deprived, needy pakistanis and humans.
>
(57755)
Thursday, August 8, 2013 07:30 AM PST 

Please assess the current market value oh PH 8 T- 1646?
Thank you.

Ch Saeed Rafique replied on Saturday, August 10, 2013 12:23 AM PST 

DHA Lahore Phase 8 T 1646 Currant Market Value is around 135 To 140
Lahore Real Estate
03224333661
111 111 040
info@LREPK.COM
>
(57754)
Thursday, August 8, 2013 04:02 AM PST 
evaluation of price

Dear Salman and LRE Team evaluate the selling price of my plots near S-372 and T-454 / in Phase 8.Thanx

Ch Saeed Rafique replied on Friday, August 9, 2013 02:19 PM PST 

Respcted Mr Zakria
DHA Lahore Phase 8 S 372 Currant Market Value is around 100 To 105 Lac and T 454 Currant Market Value is around 130 Lac
and Eid Mubarak May Allah bless all with best of health, happiness and prosperity
Ameen
Lahore Real Estate
03224333661
info@LREPK.com
>
(57753)
Thursday, August 8, 2013 03:48 AM PST 
>
(57751)
Wednesday, August 7, 2013 09:24 PM PST 
phase 6 c sector

dear LRE
please evaluate plot number 638. would it be wise to retain it or swap with something else

Lahore Real Est replied on Monday, August 12, 2013 04:26 PM PST 

Dear Sir,
DHA Lahore Phase 6 Near C 638 is valued around 148 to 150 Lacs

Lahore Real Estate
>
(57749)
Wednesday, August 7, 2013 01:20 PM PST 
Investment Advice For 20 Years For Daughter

May be others consider it a silli question, but I wish to take advice from experts, I am motivated some what with jublee insurance that if I take a policy worth 2 million for 20 years (1 lakh per year) so at the time of marriage of my daughter it will be about 1 cror plus.


BUT personaly I am afraid that I don't know it is allowed in ISLAM or not.

Please comment.

Secondly is there any property investment where I spend 2 million for 20 to 22 years and get return one cror plus.

Reincarnated replied on Wednesday, August 7, 2013 02:43 PM PST 

Brother,
Do NOT invest in life insurance or any such long term fixed deposits. What you will get after 20 years is the 1 crore of today and not one crore of THAT time, Your 1 crore of today will be worth equal to or even less than the worth of your actual money (approx 20 lac) that you would have invested in 20 years. I did a similar thing 10 years ago and today the worth of my investments after 10 years is hardly equal to the actual worth of money that i invested in these 10 years.
My sincere suggestion is to invest in property or gold. Both these commodities almost always sustains the real worth and growth of capital over long periods.

Khalid Mahmood replied on Wednesday, August 7, 2013 03:11 PM PST 

Dear brother,
This type of insurance is totally against the teachings of Islam, so it is 100% HARAM There is no doubt. As you may be aware of that in Islam all investments with equal profit and loss risk is allowed and is Halal. My sincere advice is you better invest in DHA or Bahria Town or any good society. InshAllah you will get benefit.
Trust in ALLAH and keep your faith strong.
Jazak Allah

Adnan replied on Wednesday, August 7, 2013 03:18 PM PST 

Firstly, why would you think insurance is haram, you pray for your afterlife, it is your insurance, is it haram, you do good deeds and be a good human being, it is insurance for your afterlife, is it haram. Everything must not be looked at in a religious context. Quran has clearly laid down guidelines for haram and halal, no need to ask around, just read the quran (in Urdu please so you understand). No, insurance is not haram and there is no religious connotation of insurance, it is just an investment for the security of your daughter's future.

Ahmed replied on Wednesday, August 7, 2013 03:22 PM PST 

Your 1 crore 20 years from now will get you a lot less than what you get today for 2 million even if you keep inflation at a low rate or stay conservative about the rupee devaluation.

Invest in gold, it is one of the best hedges against inflation.
Invest in property like NFC2, Phase IX 5 marla. I expect a 5-7% increase in both over the next 20 years. Enough to tackle inflation.
Buy a 20 year Islamic (sharia compliant) bond or sukuk.

UAE 2 replied on Wednesday, August 7, 2013 06:32 PM PST 

It is a shame to see that Adnan has compared insurance to ' praying for your after life' . Alhamdullilah, Islam is a very simple and easy religion to follow but that does not give us the liberty to manipulate things to our liking. Insurance is haram, period. Praying for your after life is halal and a sunnah of not only Prophet Muhammad SAW but all Allah's Prophets. How can the two be the same? Pls refrain from misguiding people. If God forbid, Mr Adanan were to suffer from some heart ailment today, he'd look for the best cardiologist in town, whereas when the concern is a matter of deen, he has taken it upon himself to interpret the Quran and give illogical fatwas! To all brothers out there, pls consult your aalims and mufti hazraat whenever you need guidance on such matters. Jazak Allah.

Z.F replied on Wednesday, August 7, 2013 07:56 PM PST 

As per my information and knowledge life insurance is not forbidden in Islam. u can ask any mufti but due to very harsh conditions of Pakistan its not good at all ... inflation is too much , its better to invest some secure property ...

Nadeem replied on Wednesday, August 7, 2013 11:01 PM PST 

If you find doubts, its better don't go there.

Abid Rana replied on Wednesday, August 7, 2013 11:14 PM PST 

Salam to all,

As we are going to specialist doctor when we are sick so we have to go to in the matters of DEEN to specialist and educated ulma's.

As concerned matter of gain in long run the best is the property because of following reasons;
1) Population growth brings rise in
prices of everything esp property.
2) No one can steal property in world. Yes, may be its possible in Pak but even than its much more secure comparatively gold.
3) Dha is the best in the world not only just in Pak. in the sense of outcomes.
4) In 20 years,the price of 10 marla would be same as is now in phase 1,2,3,4,or 5 or other schemes of LDA, CDA, Bahria etc.
5) Unfortunately Pak rupee is descending. This is also cause of rise in property prices in Pak.
6) If luckly Pakistan's economy stables and grows then will be more suitable for property hike.
7) Whole world is sitting in crises even they are known as stablised, industrial, rich, democratic, honest and itelligent etc. But Pak is being pushed in unstabilty. Actually crises in Pakistan is just of Energy, rest all is PRESENT to Pak.
8) Actually it is principle of nature, "every rise have fall and every fall have rise." And this count down is started.
9) According to our DEEN, property investment is halal but zakaat must be paid if applicable.

So brother, investment in property is best than any other way of savings.

Wa salam,

AR replied on Wednesday, August 7, 2013 11:16 PM PST 

Invest maximum on her education and nothing else. Still if you have surplus money buy her real estate. No Insurance, it is rubbish and will be even lower value when get mature.

habib asghar replied on Wednesday, August 7, 2013 11:23 PM PST 

bhai sb just invest the 5marla or 10 marla file in phase 9 but do not invest in jubilee.

Adnan from Bahrain replied on Wednesday, August 7, 2013 11:27 PM PST 

Dear UAE2, how is insurance haram, can you quote one ayat from the Quran please, I have been reading the Quran for many years, I could not find a single verse that prohibits insurance, I have read Bukhari hadith many times, cant find one hadith prohibiting insurance. Can you quote something that Allah or his Apostle said which will reflect your opinion, or is it just another uneducated guess that results in blind following of dubious religious fatwas that rule our nation today.

amir replied on Thursday, August 8, 2013 03:55 AM PST 

hi guys Allah blessed me wid two daughters ,since they came in my life ,ALLAH helped me a lot , 3 years back i was in business and i was struggling at that time my income was 25000 per month ,me and my wife had some extra money worth 7 lac , i decided to invest it in property ,i worked on ineternet and turned to website
lahore real estate after lot of thinking i decided to invest in DHA ph 9 ,at that time it worth 14 lac , and managed a partner who was agreed to invest wid me , and we both invested in ph 9 and , we bought that file in 15 lac ,and its was really hard 4 me to get extra 50thousand but i sumhow i manged it , and wat happend next is file took jump slowly and stands at 17 than u guys know it goes to 30 and than i sold my file and my money turn into 15 lac just after 1.5 years and then i invested in dha ph 7 10 marla i bought it in 19 and now it worth 35 lac , by the grace of ALLAH my business get better and my incum jump to 1 lac ,ALLAH helped me becuz i always know ALLAh granted me wid two gifts and that y ALLAH helping me a lot ,thanks u ALLAH

Rana replied on Thursday, August 8, 2013 06:20 AM PST 

all questions have been answered by mr amir.great

Mohsin replied on Thursday, August 8, 2013 11:15 AM PST 

Great thanks AMIR sahib for sharing this news daughters are the great gift Allah has given us without them we are zero

Abdul Ghani replied on Thursday, August 8, 2013 02:20 PM PST 

From my personal experience I would recommend to go for some plot (Preferably commercial)in some reliable society. Since you are going to invest for almost 2 decades wait for the launch of some new development by DHA or Bahria & go for a commercial plot.
If you want to invest right now. I think, NFC2 is a good option.
Regards

Mufti na banoo replied on Thursday, August 8, 2013 04:59 PM PST 

jiss koo daikoo mufti bana hoa, 2 million 20 years mein pay karna haan, ajj hee pay nahi karr daina. 1 lakh in year so its not bad deal but further there is also risk involve in insurance polciy they give you 1 caroor amount base on if the company will meet target & share go up but they dont tell you if its goes down than what u will loose.

UAE 2 replied on Friday, August 9, 2013 02:15 PM PST 

@Adnan, I do not wish to get into a confrontation on any matter related to deen, but I will clarify my point with a very simple example: If someone were to put a spoonful of alcohol in a glass of water infront of us, would we go ahead and drink the water saying it is not mentioned in the Quran or Hadith that water is haram? The working of most insurance policies is interlinked to interest, thus making them haram. If that wasn't the case then why would the need for shariah compliant products arise?
With regards to your dubious fatwa comment, I am sorry but I don't agree. There might be a few problems, but those can never undermine the great work of most aalims and muftis whom have spent their entire lifetimes studying deen and have devoted themselves sincerely to the cause of Islam. I shall not be commenting any further on the issue. May Allah SWT keep us all on Siratul Mustaqeem for a lifetime, aameen.
Eid Mubarak to all brothers! Taqqabbal Allahu Minna wa Minkum.

Adnan replied on Friday, August 9, 2013 03:43 PM PST 

Dear UAE2, your comments once again clearly demonstrate your lack of understanding of the religion, if you read the Quran, you will clearly understand the meaning of sud / interest. You have no idea what sharia compliant banking is, I work for an Islamic investment bank in Bahrain and we own an Islamic commercial bank as well, and trust me, the p&l sharing and markup type arrangements are nothing but another word for interest. Islam has been too much victimized by uneducated mullahs who have for centuries taken unto themselves without any authority to define the religion. How can uneducated moulvis define the divine book of Allah with reference to extremely complex financial system of the world economy. I rest my case brother, your insurance and your beliefs. My understanding of the religion comes from the book of Allah and it does not need any interpretation. Massalam

Z.F replied on Saturday, August 10, 2013 12:29 AM PST 

I have invested some money in life insurance company few years ago. I personally believe its not so much beneficial deal. Although i live abroad even than its not so attractive. I recommend '' khuch bhi na ho to phir teek hai warna alternate ways should be adopt.

Muhammad replied on Saturday, August 10, 2013 12:52 PM PST 

I purchased insurance policy for $40 per month if I die today I will get $100000. They sell the product I purchased it. No interest involve.

Also It is the responsibility of Islamic govt just in the days of Hazrat Umer (RA, Allah Merci upon him)that Every orphan and widow will get support from Govt, is it happening in Pakistan, Africa, Middle east?

The answer is NO. Therefore, if govt is failed then act wisely save you children and family.

If it is HARAM Please comment so I could get benefit from it but please explain with logic do not quote irrelevant Islamic quotes like if you mix alcohal in water then the water is halal or haram. once again please be relevant

Zia replied on Saturday, August 10, 2013 07:08 PM PST 

Long discussion is going on here on insurance. There are many financial instruments like derivatives, bonds, swaps, marketable securities etc which are not mentioned clearly in Holy Koran and Hadiths but to decide about "haram" or "Halal" we apply some Islamic Principles. We must do the same for Insurance.

Islamic scholars do not sit on this forum to answer the question or to give fatwa, therefore being a Muslim we must consult some qualified scholars on such issues instead of giving our own remarks about Islam.

UAE 2 replied on Saturday, August 10, 2013 07:35 PM PST 

@Adnan, Sorry forgot to mention, for interest of the public at large and for our pious Muslim Brothers in Bahrain, kindly mention the name of your bank and affiliates so that they refrain from dealings with your bank. You'll be doing a great service to the Ummah, saving them from being mislead and from haram.

UAE 2 replied on Sunday, August 11, 2013 05:38 PM PST 

@Muhammad, I wasn't giving any relevant or irrelevant Islamic quotes, just explaining by a very simple example for the layman at large! Though, Alhamdulillah I am glad that you have asked whether your policy is halal or haram. My dear Brother, the whole purpose of my posts is to bring this ' fikar' of halal and haram in our hearts and the to go to the RIGHT SOURCES to get the answers. If you could tell me where you are based, I'll get you the
contact of the nearest Islamic Ulema Council whom would be pleased to answer all your questions. If we can make so much effort even when it comes to selecting a right kindergarten for our kids, then this little effort made to reach the Ulema will not only benefit us here but in the hereafter as well. JazakAllah.

Hussain Kaisrani replied on Sunday, August 11, 2013 05:41 PM PST 

An opinion about KIA INSURANCE JAIZ HAI - EIK NUQTAE NAZAR (Urdu) on my following blog post may be beneficial for some friend:

http://kaisrani.blogspot.com/2013/08/blog-post.html

Adnan replied on Sunday, August 11, 2013 09:12 PM PST 

Dear UAE 2, firstly my blood does not boil on personal attacks from people, I have been very respectful to you and deserve the same. Anyway, you have yet again demonstrated that you are merely impressed with names of people at the helm of affairs than having any knowledge of the actual product. I suggest you go to an Islamic bank and take a home loan, or a car lease, or a personal loan and read the contract that you have to sign. For example, an Ijara is a car loan where the bank buys the car for you at x price and builds its profit into the price and gives the car to you on installments at y price which is obviously inflated. Now how is it different from interest since you are still paying more than the purchase price over a period of time. It is just a different name and a different contract, but the end product is the same. Therefore my dear brother, don't bother about my bank name, just open your mind to accept criticism.

These ulemas are not God or his prophets, they are only human like you and me, and the Quran does not explain riba, it only declares it haram. However, don't you think it is wise to note that 1500 years ago, neither banking nor insurance existed and most trade was done by barter, not exchange of a financial instrument. There was no devaluation of currency nor were there any banks. Therefore, it is important to understand the true meaning of riba rather than just follow the word. Again, I request you to compare Islamic banking products with other commercial banks and see if there is any difference at all, except for the wording.

Adnan replied on Sunday, August 11, 2013 11:52 PM PST 

Dear UAE2, on your second post criticizing my religious beliefs, for your information, I have read the quran in Urdu and English, many times, unlike most of our Muslim brothers, and I have read Bukhari hadith many times, and I have read Islamic history many times, does that make a scholar capable enough to interpret quranic jurisprudence in light of the complex world economic system. You see the problem with today's Islam is that it has been interpreted by people who have only read religious text but have no idea about medicine, astronomy, science, finance, biology, physics, chemistry, etc. That is why we are led to believe that development of humankind is evil, however, the Quran clearly states at many places about the Allah's signs in stars, skies, earth, water, oceans, human body, etc.

If Allah has clearly instructed us to do Ijma which is basic democracy, why would we only ask the clergy to do this ijma for us. Why wont we make a committee including the clergy of course, but also chartered accountants, politicians, scientists, agriculturists, doctors, engineers, people from all walks of life, to interpret the religion for us. Allah says in the Quran, "we have placed signs in the stars for you, so is there anyone who would seek". Does this ayat not point out clearly that Allah wants us to be astronomers, is it not a clear cut instruction that astronomers have a role to play in religion. So why follow interpretations from the clergy only, that is why Muslims today have such extreme views. We would consider the word of a mulla as the word of God and follow blindly without any consideration. I respect your desire to stay away from riba, and all of us must do that. All I am saying is that Islamic banking does not really eliminate interest at all, it only rephrases the term.

Adnan replied on Sunday, August 11, 2013 11:58 PM PST 

The link that Mr. Hussain Kaisrani has posted says exactly what I am saying. We must not blindly follow the mulla only because he has a big name. Dr. Amir Liaquat Hussain is perhaps the most famous Islamic person today, and everyone knows his true self. We must read and understand. We must read the Quran in our own language, we must read Islamic history, I promise you, it will change your lives.

UAE 2 replied on Monday, August 12, 2013 12:02 AM PST 

I have a million words to write, but will not do so. With all due respect, in matters of deen I shall only follow one who is highly qualified and is an aalim in the religion of Islam and not in any other field, just like God forbid if my child were to fall sick, I'd take them to a paediatrician and not a software engineer.
It hurts to see that in the world today, we go out of our way to shower praises on famous personalities, whether, doctors, lawyers, politicians or worse, even film actors! Whereas we do not want to hear about people who have devoted their entire lives to the cause of Allah.

The greatest and most important part of Islamic history (and the lives of the companions of the Prophet SAW) was the amount of disciple they had in studying deen and the boundless,immeasurable respect they had for their Ustads. Had that not been the case and had they all interpretted Islam by themselves, then, we would not have a Bukhari Shareef today! Imam Bukhari RA was not given a flash drive with all ahadith in it!

لَكُمْ دِينُكُمْ وَلِيَ دِينِ
"For you is your religion, and for me is my religion." (109:6)

UAE 2 replied on Monday, August 12, 2013 12:02 AM PST 

Forgot to add, I have never followed Dr. Amir Liaquat. Alhamdulillah, I only follow an aalim or mufti whose way of life is in accordance to the Sunnah/hadith of the Prophet SAW.

ahmad replied on Monday, August 12, 2013 01:50 AM PST 

dr tahir ul qadri has written 500 books.he called himself seikh ul islam.every body knows how big liar he is.donot follow these big names and muftis.mostly are uneducated.

ahmad replied on Monday, August 12, 2013 01:59 AM PST 

modern days banking system is different from 1400 years ago riba system.u cannot say that bank sud is a completely shape of that riba system.

ahmad replied on Monday, August 12, 2013 03:46 PM PST 

one my friend borrowed one lakh rupees from me five years ago.now he has re turned one lakh to me.but actually he returned only 50 thousands.
because in last five years real value of one lakh is decreased to 50 thousands. so who is responsible for my loss.giving karz hasna and loosing your own money.this is the meaning of Quaran AND sahria.oh come on man.donot be stupid.mr UAE donot boil your self.this is a major problem with us if some one is not agreed on our opinion we r ready to give a fatwa.this is not a good attitude.donot think like taliban. they donot listen to any one.i respect your opinion and your must have to respect the opinion of others.

Hello replied on Tuesday, August 13, 2013 08:21 PM PST 

As far as Insurance is concerned, I would try to sum it up keeping the religious discussion on a side.

Insurance for the sake of security of your family is always beneficial, however, it should be in a moderate manageable amount that you can save monthly or yearly. It should only be looked at as a fall back arrangement.

Insurance for the sake of Investment is the worst investment decision you can make for yourself and your family. I speak from my personal experience of the last 15 years.

Friend replied on Thursday, August 15, 2013 08:55 AM PST 

Actually we want to be remained as a Muslim while keeping ourselves out of Islam.
This is the biggest illusion we Muslim do have the world over?
Islam is very simple to understand and to act upon!
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